Equity
|
Flexi Cap
|
Dividend
ISIN NO. - INF582M01658
LAUNCH DATE - 01-Jan-2013
Returns (CAGR)
1 yr. 14.26
3 yr. 22.1
5 yr. 18.06
Since Inception 12.3%
Risk Category
Very High
27-Oct-2023
36.33
Fund size:
1634.0395 Cr
Exit Load:
1% exit load if redeemed within 15 days.
Expense Ratio:
0.91%
Fund House:
Union Mutual Fund
Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.
Min. Lump sum Investment ₹1000
Min. SIP Investment 1000
CATEGORY AVERAGE 1 yr. 7.4% 3 yr. 16.5%
Balloon Payment
(Interest only)
Pay monthly installments towards interest only. Settle the principal at the end of tenure.
The scheme seeks to achieve long-term capital appreciation by investing substantially in a portfolio consisting of equity and equity related securities. ;
With a Loan against Mutual Fund, you offer your MF units as collateral for the loan. The lender holds the Mutual Fund units as a security till you repay the loan amount. Your Mutual Funds will continue to earn returns, but you cannot sell them while you have pledged them to the lender.
You may borrow up to 50% of the value of your equity mutual fund schemes in your portfolio. The value of your mutual fund scheme is derived by multiplying the number of units by the scheme's NAV. The total value of all equity mutual fund schemes will be used to calculate your portfolio value.
Higher Loan Amount: DhanLAP allows you to avail a higher loan amount compared to regular LAMF products, enabling you to meet substantial financial requirements.
Longer Repayment Tenure: You can choose a longer repayment tenure for DhanLAP, giving you more flexibility in managing your loan repayments.
Customized Loan Structures: DhanLAP offers customized loan structures tailored to your financial goals and requirements, providing you with greater control over the loan terms.
Fully End-to-end Digital Process: The documentation process for DhanLAP is fully digital and hassle-free, ensuring a smoother loan application experience.
Avoid Disruption to Investment Strategy: Loan Against Your Union Flexi Cap Fund Direct IDCW with DhanLAP allows you to avoid disrupting your investment strategy and long-term financial goals. Instead of selling or redeeming your mutual fund units, you can leverage them as collateral for a loan and continue to benefit from potential market growth.
Cost-Effective Solution: DhanLAP offers competitive interest rates, making it a cost-effective solution compared to traditional loan options. By opting for a Loan against Your Union Flexi Cap Fund Direct IDCW units with DhanLAP, you can access funds while minimizing the impact on your finances.
Quick Access to Funds: With DhanLAP, you can enjoy quick and convenient access to funds. The loan approval and disbursal process is efficient, allowing you to meet your financial needs promptly.
Flexibility in Loan Utilization: The loan amount obtained through DhanLAP can be used for a wide range of purposes, including home renovation, education expenses, medical emergencies, debt consolidation, or any other financial requirements you may have. You have the freedom to utilize the funds as per your specific needs.
Convenient Repayment Options: DhanLAP provides flexible repayment options tailored to your financial circumstances. You can choose from various repayment tenures and select a repayment plan that suits your cash flow and repayment capabilities.
Simple and Transparent Process: DhanLAP ensures a simplified and transparent loan process. The documentation requirements are clear, and the loan terms and conditions are communicated upfront, providing you with clarity and peace of mind.
By choosing Loan Against Union Flexi Cap Fund Direct IDCW with DhanLAP, you can unlock the value of your investments without liquidating them, enabling you to meet your financial goals while preserving your long-term wealth creation potential.
Fund Name
3Y Returns
Loan Against Union Hybrid Equity Fund Direct IDCW
Loan Against Union Money Market Fund Direct IDCW Monthly
Loan Against Union Hybrid Equity Fund Direct Growth
Loan Against Union Retirement Fund Direct Growth
Loan Against Union Retirement Fund Direct IDCW
Loan Against Union Gilt Fund Direct Growth
Loan Against Union Gilt Fund Direct IDCW Half Yearly
Loan Against Union Money Market Fund Direct IDCW Weekly
Loan Against Union Small Cap Fund Direct IDCW
34.99
Loan Against Union Small Cap Fund Direct Growth
34.99
Loan Against Union Midcap Fund Direct Growth
28.67
Loan Against Union Midcap Fund Direct IDCW
28.67
Loan Against Union Value Discovery Fund Direct Growth
24.39
Loan Against Union Value Discovery Fund Direct IDCW
24.39
Loan Against Union Tax Saver (ELSS) Fund Direct IDCW
22.53
Loan Against Union Tax Saver (ELSS) Fund Direct Growth
22.53
Loan Against Union Flexi Cap Fund Direct Growth
22.1
Loan Against Union Flexi Cap Fund Direct IDCW
22.1
Loan Against Union Large & Midcap Fund Direct IDCW
21.95
Loan Against Union Large & Midcap Fund Direct Growth
21.95
Loan Against Union Focused Fund Direct Growth
19.62
Loan Against Union Focused Fund Direct IDCW
19.62
Loan Against Union Largecap Fund Direct Growth
18.08
Loan Against Union Largecap Fund Direct IDCW
18.08
Loan Against Union Balanced Advantage Fund Direct Growth
10.65
Loan Against Union Balanced Advantage Fund Direct IDCW
9.34
Loan Against Union Equity Savings Fund Direct IDCW
8.09
Loan Against Union Equity Savings Fund Direct Growth
8.09
Loan Against Union Arbitrage Fund Direct IDCW
5.15
Loan Against Union Arbitrage Fund Direct Growth
5.15
Loan Against Union Liquid Fund Direct IDCW Fortnightly
4.9
Loan Against Union Liquid Fund Direct Growth
4.9
Loan Against Union Overnight Fund Direct Growth
4.61
Loan Against Union Overnight Fund Direct IDCW Daily
4.61
Loan Against Union Corporate Bond Fund Direct IDCW
4.13
Loan Against Union Corporate Bond Fund Direct Growth
4.13
Loan Against Union Medium Duration Fund Direct IDCW
3.88
Loan Against Union Medium Duration Fund Direct Growth
3.88
Loan Against Union Dynamic Bond Fund Direct IDCW
2.68
Loan Against Union Dynamic Bond Fund Direct Growth
2.68
