Loan against Mutual Funds
Don't Sell your securities,
Pledge them instead.
Pay monthly interest as low as ₹833/lakh.
Pay monthly interest as low as ₹833/lakh.
BENEFITS
schedule
15 mins process
Get the Funds You Need,
Lightning Fast
devices
Fully Digital Process
No Paperwork. Say goodbye to tedious
document submissions and enjoy a
hassle-free borrowing experience.
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Loan Tenure
Choose from 6, 12, 18, or 24 Months
to Repay Your Loan.
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Get Instant disbursal
to your Bank Account
Instant Disbursal
Receive Funds Directly and
Instantly to your bank account.
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Best Interest Rate
Borrow Smarter with an
Unbeatable 10% Rate.
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Retain Ownership
Pledging your investments ensures that
your savings grow, and your wealth plan
remains intact even while you borrow.
Preclosure charges
At DhanLAP, we offer maximum flexibility
for our customers. Hence, there are no
pre-payment charges or penalties after
6 months.
payments
Flexible Repayments
Choose from Exclusive EMI and
Interest-Only Options for
Flexible Loan Repayments.
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All AMCs Covered
Get upto 50% loan on equity and upto
70% on debt funds across all AMCs.
Download Our App
Get loan in 15 minutes
PROCESS
01

Signup

Download our app or Signup with your
email and mobile number in web.

02

Verification

One time online verification using your PAN
& Aadhaar details

03

Select Mutual Funds

Select the Mutual Funds to Pledge.

04

Bank Verification

Verify you bank account and setup
emandate

05

Video KYC

Our agent will verify your details via
video call

06

Lien marking

Pledge your funds at CAMS &
KFINTECH RTAs

07

Read & Sign loan agreement

Digitaly sign loan agreement with OTP
authentication

08

Overdraft or Immediate disbursal

Overdraft or Immediate disbursal whatever
you apt for you will recieve your money
within that day.

ELIGIBILITY
You should be between 18 and 65 years of age
Your entire mutual fund portfolio should not be less than ₹50,000
You should hold Mutual Funds approved with CAMS & Kfintech (RTAs). ELSS funds are not eligible.
Joint mutual fund holders are not eligible for loan
You should be an Indian resident
DOCUMENTS REQUIRED
(This is an end-to-end digital process. Hence, no physical documents are required to be submitted.)
Aadhaar number
PAN Number
Bank IFSC code
Bank Account number
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Mobile number associated with
your Aadhaar & Bank account
OUR LENDING PARTNERS
Apply for Loan against Mutual Funds
Our vision is to provide customers with the most efficient way of managing their assets to get more out of it.
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DhanLAP, dhanlap.com are brand and product of Ark Neo Financial Services Pvt. Ltd.
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