Get Instant Loan Against Mutual Fund Units Online in India

Loan against Mutual Funds

Don't Sell your securities, Pledge them instead.

Don't Sell your securities,
Pledge them instead.

Apply Now

Pay monthly interest as low as ₹833/lakh.

BENEFITS

schedule

15 mins process

Get the Funds You Need,
Lightning Fast

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Fully Digital Process

No Paperwork. Say goodbye to tedious
document submissions and enjoy a
hassle-free borrowing experience.

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Loan Tenure

Choose from 6, 12, 18, or 24 Months
to Repay Your Loan.

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Get Instant disbursal
to your Bank Account

Instant Disbursal
Receive Funds Directly and
Instantly to your bank account.

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Best Interest Rate

Borrow Smarter with an
Unbeatable 10% Rate.

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Retain Ownership

Pledging your investments ensures that
your savings grow, and your wealth plan
remains intact even while you borrow.

Preclosure charges

At DhanLAP, we offer maximum flexibility
for our customers. Hence, there are no
pre-payment charges or penalties after
6 months.

payments

Flexible Repayments

Choose from Exclusive EMI and
Interest-Only Options for
Flexible Loan Repayments.

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All AMCs Covered

Get upto 50% loan on equity and upto
70% on debt funds across all AMCs.

Apply Now

Download Our App

Get loan in 15 minutes

PROCESS

Signup

Download our app or Signup with your
email and mobile number in web.

Verification

One time online verification using your PAN
& Aadhaar details

Select Mutual Funds

Select the Mutual Funds to Pledge.

Bank Verification

Verify you bank account and setup
emandate

Video KYC

Our agent will verify your details via
video call

Lien marking

Pledge your funds at CAMS &
KFINTECH RTAs

Read & Sign loan agreement

Digitaly sign loan agreement with OTP
authentication

Overdraft or Immediate disbursal

Overdraft or Immediate disbursal whatever
you apt for you will recieve your money
within that day.

Apply Now

ELIGIBILITY

You should be between 18 and 65 years of age

Your entire mutual fund portfolio should not be less than ₹50,000

You should hold Mutual Funds approved with CAMS & Kfintech (RTAs). ELSS funds are not eligible.

Joint mutual fund holders are not eligible for loan

You should be an Indian resident

DOCUMENTS REQUIRED

(This is an end-to-end digital process. Hence, no physical documents are required to be submitted.)

Aadhaar number

PAN Number

Bank IFSC code

Bank Account number

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Mobile number associated with
your Aadhaar & Bank account

OUR LENDING PARTNERS

Apply for Loan against Mutual Funds

Our vision is to provide customers with the most efficient way of managing their assets to get more out of it.

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DhanLAP, dhanlap.com are brand and product of Ark Neo Financial Services Pvt. Ltd.

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