Loan against Shares

Loan Against Shares helps you avail loan by pledging your shares with DhanLAP, you can get upto 5 cr as loan by pledging your shares to meet your personal needs.

To be eligible for a Loan Against Shares at DhanLAP:

1. Customers should have a Demat account with NSDL.

2. Only Individuals can apply. (Hindu Undivided Families (HUFs), Companies, Partnerships, Sole Proprietors, NRI are not currently eligible)

3. Customers should be an Indian resident and must be in the age range of 18 to 70 years.

At DhanLAP we offer competitive interest rate of starts from 10% p.a. for loan against shares.

1. Download our app or sign up and register yourself

2. Complete one-time KYC verification using your PAN & Aadhaar details

3. Verify your bank account and set up E-mandate

4. Select the shares to pledge and pledge your shares at NSDL

5. Digitally sign the loan agreement with OTP authentication

6. Whether you choose an overdraft or immediate disbursement, you'll receive your Loan against Shares money on the same day.

1. LTV for loan against shares is 50% of value of the shares.

2. Minimum 3 share should be pledged.

3. Collateral value of any 1 share shouldn't exceed 50% of the Total Collateral Amount.

Yes, you can pledge any shares from your portfolio for the loan against shares. We'll offer guidance on an optimal allocation for pledging based on your loan amount and portfolio. You have the complete flexibility to modify the selection of shares and units for pledging according to your preferences.

The minimum amount is ₹25,000/- and the maximum amount is ₹1 crore for loan against shares.

In case you face any issues you can contact our support team at contact@dhanlap.com or call our helpline number 6379699343 (Monday to Saturday 9 am to 6 pm, excluding holidays).