Loan against Shares
Don't Sell your securities,
Pledge them instead.
Pay monthly interest as low as ₹833/lakh.
Pay monthly interest as low as ₹833/lakh.
BENEFITS
schedule
15 mins process
Get the Funds You Need,
Lightning Fast
credit_score
Best Interest Rate
Borrow Smarter with an
Unbeatable 10% Rate.
calendar_month
Loan Tenure
Choose from 6, 12, 18, or 24 Months
to Repay Your Loan.
approval_delegation
Get Instant disbursal
to your Bank Account
Instant Disbursal
Receive Funds Directly and
Instantly to your bank account.
devices
Fully Digital Process
No Paperwork. Say goodbye to tedious
document submissions and enjoy a
hassle-free borrowing experience.
Preclosure charges
At DhanLAP, we offer maximum flexibility
for our customers. Hence, there are no
pre-payment charges or penalties after
6 months.
payments
Flexible Repayments
Choose from Exclusive EMI and
Interest-Only Options for
Flexible Loan Repayments.
verified
Approved Shares
Click here to view the large list of approved shares
Download Our App
Get loan in 15 minutes
PROCESS
01

Signup

Download our app or Signup with your
email and mobile number in web.

02

Verification

One time online verification using your PAN
& Aadhaar details

03

Select the Shares

Select the shares to pledge

04

Pledge

Pledge your shares at NSDL

05

Bank Verification

Verify you bank account and setup
emandate

06

Video KYC

Our agent will verify your details via
video call

07

Read & Sign loan agreement

Digitaly sign loan agreement with OTP
authentication

08

Overdraft or Immediate disbursal

Overdraft or Immediate disbursal whatever
you apt for you will recieve your money
within that day.

ELIGIBILITY
You should be between 18 and 65 years of age
Your entire share portfolio should not be less than ₹50,000
The collateral value of any 1 share shouldn't exceed 50% of the total collateral amount.
You should have a Demat account with NSDL.
Minimum of 3 shares should be pledged.
Joint holders are not eligible for a loan
You should be an Indian resident
DOCUMENTS REQUIRED
(This is an end-to-end digital process. Hence, no physical documents are required to be submitted.)
Aadhaar number
PAN Number
Bank IFSC code
Bank Account number
phone_in_talk
Mobile number associated with
your Aadhaar & Bank account
OUR LENDING PARTNERS
Apply for Loan against Shares
Our vision is to provide customers with the most efficient way of managing their assets to get more out of it.
Follow Us
Download App
DhanLAP, dhanlap.com are brand and product of Ark Neo Financial Services Pvt. Ltd.
All Rights Reserved | Copyright 2023