DhanLap logo

Loan against Shares

Don't Sell your securities,
Pledge them instead.

Loan against Shares
Pay monthly interest as low as ₹833/lakh.
Pay monthly interest as low as ₹833/lakh.

BENEFITS

schedule

15 mins process

Get the Funds You Need,
Lightning Fast
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Best Interest Rate

Borrow Smarter with an
Unbeatable 10% Rate.
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Loan Tenure

Choose from 6, 12, 18, or 24 Months
to Repay Your Loan.
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Get Instant disbursal
to your Bank Account

Instant Disbursal
Receive Funds Directly and
Instantly to your bank account.
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Fully Digital Process

No Paperwork. Say goodbye to tedious
document submissions and enjoy a
hassle-free borrowing experience.
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Preclosure charges

At DhanLAP, we offer maximum flexibility
for our customers. Hence, there are no
pre-payment charges or penalties after
6 months.
payments

Flexible Repayments

Choose from Exclusive EMI and
Interest-Only Options for
Flexible Loan Repayments.
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Approved Shares

Click here to view the large list of approved shares

Download Our App

Get loan in 15 minutes

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Loan against Shares

PROCESS

01

Signup

Download our app or Signup with your
email and mobile number in web.

02

Verification

One time online verification using your PAN
& Aadhaar details

03

Select the Shares

Select the shares to pledge

04

Pledge

Pledge your shares at NSDL

05

Bank Verification

Verify you bank account and setup
emandate

06

Video KYC

Our agent will verify your details via
video call

07

Read & Sign loan agreement

Digitaly sign loan agreement with OTP
authentication

08

Overdraft or Immediate disbursal

Overdraft or Immediate disbursal whatever
you apt for you will recieve your money
within that day.

ELIGIBILITY

check mark icon You should be between 18 and 65 years of age
check mark icon Your entire share portfolio should not be less than ₹50,000
check mark icon The collateral value of any 1 share shouldn't exceed 50% of the total collateral amount.
check mark icon You should have a Demat account with NSDL.
check mark icon Minimum of 3 shares should be pledged.
check mark icon Joint holders are not eligible for a loan
check mark icon You should be an Indian resident

DOCUMENTS REQUIRED

(This is an end-to-end digital process. Hence, no physical documents are required to be submitted.)

Aadhar Black Icon
Aadhaar number
Pan Black Icon
PAN Number
IFSC Black Icon
Bank IFSC code
Bank Black Icon
Bank Account number
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Mobile number associated with
your Aadhaar & Bank account

Frequently Asked Questions

What is Loan Against Shares?
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What is the eligibility criteria to apply for a 'Loan Against Shares'?
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What is the interest rate of loan against shares at DhanLAP ?
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How to avail Loan Against Shares?
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What is the LTV/Loan to Value for Loan against Shares?
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Can I lien mark any shares/stock units of my choice?
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What is the minimum and maximum loan a customer can get through Loan against Shares?
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What steps should I take if I encounter an error during the loan against shares/stocks account opening process?
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OUR LENDING PARTNERS

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Our vision is to provide customers with the most efficient way of managing their assets to get more out of it.
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DhanLAP, dhanlap.com are brand and product of Ark Neo Financial Services Pvt. Ltd.
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