If you invest in mutual funds, you see the term NAV everywhere — on your investment app, in fund factsheets, and in financial news. But what exactly is NAV, and...
Life is unpredictable. A sudden job loss, a medical emergency, an unexpected home repair, or a family obligation can create an immediate need for cash.
As a Registered Investment Advisor (RIA), your primary job is to act in your client’s best interest. You help them build portfolios, plan for goals, and navigate market volatility.
If you own shares of listed companies, you can use them as collateral to get a loan — without selling them. This is called a loan against shares (LAS).
Running a business means dealing with cash flow gaps. You might need to pay suppliers before customers pay you, invest in inventory before the festive season, or cover payroll during...
If you have ever applied for a loan or a credit card, you have probably heard the term CIBIL score. It is a three-digit number that plays a big role...
When you look at any mutual fund scheme on an AMC website, you will notice two options: Direct Plan and Regular Plan. Both invest in the exact same portfolio of...
Every financial advisor will tell you to maintain an emergency fund — a pool of money set aside for unexpected expenses. The standard advice is to keep 3 to 6...
Loan against mutual funds is a simple financial product, but it is surrounded by misconceptions. Many investors avoid it — or worry unnecessarily — because of myths they have heard....
If you have taken or are considering a loan against mutual funds, you will come across the term lien marking. It sounds complicated, but the concept is quite simple.
Every mutual fund publishes a factsheet every month. It is a 1-2 page document packed with information about the fund — its performance, portfolio, risk metrics, and costs.
When you need money urgently, two common options are a personal loan and a loan against mutual funds (LAMF). Both give you access to funds, but they work very differently...
When you invest in a mutual fund and then redeem (sell) your units before a certain period, the fund may charge you a small fee. This fee is called the...
