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FAQs

Frequently Asked Questions
Loan Against Mutual Funds
What is Loan against Mutual Funds?
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Which mutual funds are eligible for a loan?
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What are the documents required to get a Loan against Mutual funds?
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What is lien marking?
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Can I lien mark any mutual fund units of my choice?
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How to update your mobile number or email address in your CAS?
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When will my funds be unlienmarked?
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Loan Against Shares
What is Loan Against Shares?(LAS)
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What is the eligibility to get loan against my shares from DhanLAP?
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How much money can I borrow as a loan??
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Do you support all depositories?
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Do you support all Equity shares for Loan against Shares?
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When will you remove the pledge on my shares?
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Eligiblity and Charges
What are the list of documents required to process my loan?
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Is it safe to take a loan from Dhanlap?
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What are the conditions to get a loan from DhanLAP?
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Which bank should I have an account for taking this loan?
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What is the maximum amount I will get for my mutual funds?
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What are the various charges associated with the loan?
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What exactly is VCIP and why should I take part?
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What are the repayment options that you offer?
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How long does it take to get a loan?
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What is the tenure of the loan?
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Can I choose any date for my monthly loan repayment?
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Are there any pre-payment charges or penalties?
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Do you check my credit score in your process?
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What is the Overdraft (OD) facility that you provide for the loan?
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What happens when the value of my mutual fund units falls?
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What is the eligibility to get loan from DhanLAP?
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How can I pay back the loan on a monthly basis?
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Can I choose any date for my monthly loan repayment?
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What happens if I am not able to repay the loan?
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Can I prepay the outstanding loan amount any time I want?
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