Loan Against Mutual Funds

Our loan against mutual funds service provides you with a convenient and flexible borrowing option using your existing investments. By leveraging the value of your mutual funds and shares, you can access funds for various financial needs without having to liquidate your investments.

Our Lending Partner

The South Indian Bank was incorporated on 29 January
South Indian Bank Limited

1929 in Thrissur, Kerala, as a Private Limited Company. It was later converted into a Public Limited Company on 11 August 1939 under the provisions of the Companies Act, 1956. The Corporate Identification Number (CIN) of the company is L65191KL1929PLC001017

South Indian Bank is primarily involved in banking activities, including accepting deposits, providing loans, and offering various financial services. It is not a non-deposit accepting or holding company. South Indian Bank operates under the regulatory framework of the Reserve Bank of India (RBI) and other relevant Indian banking laws.

Features

Loan amount -
₹50,000
to ₹20L
Interest rate
9.88 % p.a.
Loan under
15 minutes
Zero paperwork.
Instant
disbursal
Tenure 12 months
renewable
All AMCs
supported
50% on equity
and upto 70%
on debt
0 prepayment
charges
Choose
interest -only
instalments
OD facility
Pay only for the
amount used

Eligibility

check icon You should be between 18 and 70 years of age
check icon Your entire mutual fund portfolio should not be less than ₹ 1,00,000
check icon You should hold Mutual Funds approved with CAMS & Kfintech (RTAs). Locked funds are not eligible.
check icon Joint mutual fund holders are not eligible for loan
check icon You should be an Indian resident

Documents required

(This is an end-to-end digital process. Hence, no physical documents are required to be submitted.)

Aadhar
Aadhaar number
pan
PAN Number
Bank IFSC
Bank IFSC code
Bank
Bank Account number
phone_in_talk
Mobile number associated with your Aadhaar & Bank account

The South Indian Bank Ltd. - Contact Details

Contact details of nodal grievance redressal officer for handling compliant against Fintech / Digital lending

Mr Shine Kappen
(Nodal officer)

Chief Manager - Customer Relations Department

The South Indian Bank Ltd.

Head Office, Mission Quarters, Thrissur – 680001

Phone number: 0487-2420020, Extn: 687

E-mail: nodalofficer@sib.co.in

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Our vision is to provide customers with the most efficient way of managing their assets to get more out of it.

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