HDFC Banking and PSU Debt Fund - Regular Plan - IDCW

Banking and PSU Fund

Moderate

NAV (as on 02 Apr 2026)

₹ 10.06

Investment Returns (CAGR)

1 yr.
6.65%

3 yr.
7.67%

5 yr.
6.40%

Since Inception.
9.18%

Fund Overview

Fund Size (Rs.)
NA

Exit Load
Nil

Scheme Type
6

ISIN
INF179KA1JD2

Expense Ratio
0.78%

Minimum SIP (Rs.)
-

Launch Date
26 Mar 2014

Fund House
HDFC Asset Management Company Limited

Investment Returns Calculator

Monthly SIP

Lump Sum

Monthly investment

₹10000

Time period

3yr

Expected Annual Return

10%

Your results

Total Value of your Investment:

Invested Amount

Est. Returns

Result will be displayed here

Check your eligible loan amount against mutual funds

Total Value of your mutual fund

₹

You are eligible for

₹

50,000

Minimum portfolio value: ₹50,000

Interest Rate: 10% *

Choose tenure

6 mon 12 mon 18 mon

24 mon

installment options

Balloon

₹

416

per month

EMI

₹

4395

per month

Apply For Loan

What is a loan against mutual funds?

With a Loan against Mutual Fund, you offer your MF units as collateral for the loan. The lender holds the Mutual Fund units as a security till you repay the loan amount. Your Mutual Funds will continue to earn returns, but you cannot sell them while you have pledged them to the lender.

You may borrow up to 50% of the value of your equity mutual fund schemes in your portfolio. The value of your mutual fund scheme is derived by multiplying the number of units by the scheme's NAV. The total value of all equity mutual fund schemes will be used to calculate your portfolio value.

Loan facility is provided by our NBFC partner

Apply For Loan

Check out related funds:

About HDFC Banking and PSU Debt Fund - Regular Plan - IDCW

To generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies. There is no assurance that the investment objective of the Scheme will be realized.