Bank of India Credit Risk Fund - Growth - Direct Plan

Credit Risk Fund

Moderately High

NAV (as on 02 Apr 2026)

₹ 13.72

Investment Returns (CAGR)

1 yr.
11.97%

3 yr.
8.71%

5 yr.
47.41%

Since Inception.
3.26%

Fund Overview

Fund Size (Rs.)
NA

Exit Load
4% on or before 12M, 3% after 12M but on or before 24M, 2% after 24M but on or before 36M, Nil after 36M

Scheme Type
5

ISIN
INF761K01DG8

Expense Ratio
0.98%

Minimum SIP (Rs.)
-

Launch Date
27 Feb 2015

Fund House
Bank of India Investment Managers Private Limited

Investment Returns Calculator

Monthly SIP

Lump Sum

Monthly investment

₹10000

Time period

3yr

Expected Annual Return

10%

Your results

Total Value of your Investment:

Invested Amount

Est. Returns

Result will be displayed here

Check your eligible loan amount against mutual funds

Total Value of your mutual fund

₹

You are eligible for

₹

50,000

Minimum portfolio value: ₹50,000

Interest Rate: 10% *

Choose tenure

6 mon 12 mon 18 mon

24 mon

installment options

Balloon

₹

416

per month

EMI

₹

4395

per month

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What is a loan against mutual funds?

With a Loan against Mutual Fund, you offer your MF units as collateral for the loan. The lender holds the Mutual Fund units as a security till you repay the loan amount. Your Mutual Funds will continue to earn returns, but you cannot sell them while you have pledged them to the lender.

You may borrow up to 50% of the value of your equity mutual fund schemes in your portfolio. The value of your mutual fund scheme is derived by multiplying the number of units by the scheme's NAV. The total value of all equity mutual fund schemes will be used to calculate your portfolio value.

Loan facility is provided by our NBFC partner

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About Bank of India Credit Risk Fund - Growth - Direct Plan

The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.