Bank of India Business Cycle Fund - IDCW - Direct Plan

Thematic Fund

Very High

NAV (as on 02 Apr 2026)

₹ 8.34

Investment Returns (CAGR)

1 yr.
-0.35%

3 yr.
NA

5 yr.
NA

Since Inception.
-9.44%

Fund Overview

Fund Size (Rs.)
NA

Exit Load
Nil upto 10% of units and 1% for remaining units on or before 3M, Nil after 3M

Scheme Type
5

ISIN
INF761K01GG1

Expense Ratio
1.01%

Minimum SIP (Rs.)
-

Launch Date
30 Aug 2024

Fund House
Bank of India Investment Managers Private Limited

Investment Returns Calculator

Monthly SIP

Lump Sum

Monthly investment

₹10000

Time period

3yr

Expected Annual Return

10%

Your results

Total Value of your Investment:

Invested Amount

Est. Returns

Result will be displayed here

Check your eligible loan amount against mutual funds

Total Value of your mutual fund

₹

You are eligible for

₹

50,000

Minimum portfolio value: ₹50,000

Interest Rate: 10% *

Choose tenure

6 mon 12 mon 18 mon

24 mon

installment options

Balloon

₹

416

per month

EMI

₹

4395

per month

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What is a loan against mutual funds?

With a Loan against Mutual Fund, you offer your MF units as collateral for the loan. The lender holds the Mutual Fund units as a security till you repay the loan amount. Your Mutual Funds will continue to earn returns, but you cannot sell them while you have pledged them to the lender.

You may borrow up to 50% of the value of your equity mutual fund schemes in your portfolio. The value of your mutual fund scheme is derived by multiplying the number of units by the scheme's NAV. The total value of all equity mutual fund schemes will be used to calculate your portfolio value.

Loan facility is provided by our NBFC partner

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About Bank of India Business Cycle Fund - IDCW - Direct Plan

The Investment objective of the Scheme is to generate longterm capital appreciation by investing predominantly in equity and equity related securities through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy. However, there is no assurance that the investment objective of the Scheme will be achieved.