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Loan Against Kotak Equity Savings Fund Direct IDCW Monthly

Hybrid

|

Equity Savings

|

Dividend

ISIN NO.  -  INF174K01D36

LAUNCH DATE  -  13-Oct-2014

Returns (CAGR)

1 yr. 11.02

3 yr. 11.87

5 yr. 10.64

Since Inception 9.2%

Risk Category

Moderate

Stop Redemptions with Loan Against Mutual Funds

Unlock the potential of your mutual fund investments with loan facilities from a wide range of eligible mutual fund schemes. By availing a loan against your mutual funds, you can access funds without the need to sell or redeem your investments. Retain ownership of your mutual fund units and benefit from potential growth and dividends while meeting your financial requirements.

Why Take a Loan Instead of Selling or Redeeming Mutual Fund Units?

Taking a loan against your Kotak Equity Savings Fund Direct IDCW Monthly units offers several advantages over selling or redeeming your investments:

27-Oct-2023
16.3869

Fund size:
3154.12681345 Cr

Exit Load:
For units in excess of 8% of the investment,1% will be charged for redemption within 90 days.

Expense Ratio:
0.86%

Fund House:
Kotak Mahindra Mutual Fund

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

Min. Lump sum Investment ₹5000

Min. SIP Investment 100

CATEGORY AVERAGE 1 yr. 3.0% 3 yr. 10.0%

Check your eligible loan amount against mutual funds.

Value of your mutual fund
You are eligible for
50,000
Minimum portfolio value: ₹50,000
Interest Rate: 10%
Choose tenure
installment options
EMI
4395
per month
Balloon
help

Balloon Payment

(Interest only)

Pay monthly installments towards interest only. Settle the principal at the end of tenure.

416
per month

About Kotak Equity Savings Fund Direct IDCW Monthly

The scheme seeks to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments. ;

What is a loan against
mutual funds?

With a Loan against Mutual Fund, you offer your MF units as collateral for the loan. The lender holds the Mutual Fund units as a security till you repay the loan amount. Your Mutual Funds will continue to earn returns, but you cannot sell them while you have pledged them to the lender.

You may borrow up to 50% of the value of your equity mutual fund schemes in your portfolio. The value of your mutual fund scheme is derived by multiplying the number of units by the scheme's NAV. The total value of all equity mutual fund schemes will be used to calculate your portfolio value.

Why Take a Loan Instead of Selling or Redeeming Mutual Fund Units?

Taking a loan against your Mutual Fund units offers several advantages over selling or redeeming your investments:

How to Apply for the Loan?

Applying for a loan against your Kotak Equity Savings Fund Direct IDCW Monthly through DhanLAP is simple.

Complete your EKYC
Pledge your Mutual Fund Holdings
Get Instant Loan disbursal to your bank account.
Apply for Loan against Mutual Funds Now

Eligibility Criteria for Loan Against Kotak Equity Savings Fund Direct IDCW Monthly

To be eligible for a loan against your Kotak Equity Savings Fund Direct IDCW Monthly units with DhanLAP , you typically need to meet the following criteria:

Icon description You should be between 18 and 65 years of age
Icon description Your entire mutual fund portfolio should not be less than ₹50,000
Icon description You should hold Mutual Funds approved with CAMS & Kfintech (RTAs).
Icon description Debt & ELSS funds are not eligible.
Icon description Joint mutual fund holders are not eligible for a loan.
Icon description You should be an Indian resident

Benefits of Taking Loan Against Your Kotak Equity Savings Fund Direct IDCW Monthly with DhanLAP

Choosing a loan against Kotak Equity Savings Fund Direct IDCW Monthly with DhanLAP offers several benefits:

1

Higher Loan Amount: DhanLAP allows you to avail a higher loan amount compared to regular LAMF products, enabling you to meet substantial financial requirements.

2

Longer Repayment Tenure: You can choose a longer repayment tenure for DhanLAP, giving you more flexibility in managing your loan repayments.

3

Customized Loan Structures: DhanLAP offers customized loan structures tailored to your financial goals and requirements, providing you with greater control over the loan terms.

4

Fully End-to-end Digital Process: The documentation process for DhanLAP is fully digital and hassle-free, ensuring a smoother loan application experience.

5

Avoid Disruption to Investment Strategy: Loan Against Your Kotak Equity Savings Fund Direct IDCW Monthly with DhanLAP allows you to avoid disrupting your investment strategy and long-term financial goals. Instead of selling or redeeming your mutual fund units, you can leverage them as collateral for a loan and continue to benefit from potential market growth.

6

Cost-Effective Solution: DhanLAP offers competitive interest rates, making it a cost-effective solution compared to traditional loan options. By opting for a Loan against Your Kotak Equity Savings Fund Direct IDCW Monthly units with DhanLAP, you can access funds while minimizing the impact on your finances.

7

Quick Access to Funds: With DhanLAP, you can enjoy quick and convenient access to funds. The loan approval and disbursal process is efficient, allowing you to meet your financial needs promptly.

8

Flexibility in Loan Utilization: The loan amount obtained through DhanLAP can be used for a wide range of purposes, including home renovation, education expenses, medical emergencies, debt consolidation, or any other financial requirements you may have. You have the freedom to utilize the funds as per your specific needs.

9

Convenient Repayment Options: DhanLAP provides flexible repayment options tailored to your financial circumstances. You can choose from various repayment tenures and select a repayment plan that suits your cash flow and repayment capabilities.

10

Simple and Transparent Process: DhanLAP ensures a simplified and transparent loan process. The documentation requirements are clear, and the loan terms and conditions are communicated upfront, providing you with clarity and peace of mind.

By choosing Loan Against Kotak Equity Savings Fund Direct IDCW Monthly with DhanLAP, you can unlock the value of your investments without liquidating them, enabling you to meet your financial goals while preserving your long-term wealth creation potential.

Apply for Loan against Mutual Funds Now

List of Kotak Mahindra Mutual Fund Schemes.

Fund Name

3Y Returns

Loan Against Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund Direct IDCW

Loan Against Kotak Multicap Fund Direct Growth

Loan Against Kotak Business Cycle Fund Direct Growth

Loan Against Kotak Business Cycle Fund Direct IDCW

Loan Against Kotak International REIT FOF Direct Growth

Loan Against Kotak Manufacture in India Fund Direct IDCW

Loan Against Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund Direct Growth

Loan Against Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund Direct Growth

Loan Against Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund Direct IDCW

Loan Against Kotak Manufacture in India Fund Direct Growth

Loan Against Kotak Global Innovation FoF Direct IDCW

Loan Against Kotak Nifty 50 Index Fund Direct IDCW

Loan Against Kotak Nifty 50 Index Fund Direct Growth

Loan Against Kotak Nifty Next 50 Index Fund Direct IDCW

Loan Against Kotak Nifty Next 50 Index Fund Direct Growth

Loan Against Kotak ESG Opportunities Fund Direct Growth

Loan Against Kotak International REIT FOF Direct IDCW

Loan Against Kotak ESG Opportunities Fund Direct IDCW

Loan Against Kotak Global Innovation FoF Direct Growth

Loan Against Kotak India Growth Fund Series 5 Direct Growth

Loan Against Kotak Infrastructure and Economic Reform Fund Direct Growth

38.6

Loan Against Kotak Infrastructure and Economic Reform Fund Direct IDCW

38.6

Loan Against Kotak Small Cap Fund Direct IDCW

35.36

Loan Against Kotak Small Cap Fund Direct Growth

35.36

Loan Against Kotak Emerging Equity Fund Direct IDCW

30.51

Loan Against Kotak Emerging Equity Fund Direct Growth

30.51

Loan Against Kotak India Growth Fund Series 4 Direct Growth

29.5

Loan Against Kotak India EQ Contra Fund Direct IDCW

24.49

Loan Against Kotak India EQ Contra Fund Direct Growth

24.49

Loan Against Kotak Equity Opportunities Fund Direct IDCW

24.05

Loan Against Kotak Equity Opportunities Fund Direct Growth

24.05

Loan Against Kotak Tax Saver Fund Direct Growth

23.77

Loan Against Kotak Tax Saver Fund Direct IDCW

23.77

Loan Against Kotak Pioneer Fund Direct Growth

22.93

Loan Against Kotak Pioneer Fund Direct IDCW

22.93

Loan Against Kotak Focused Equity Fund Direct Growth

20.71

Loan Against Kotak Multi Asset Allocator FoF Dynamic Direct Growth

20.63

Loan Against Kotak Equity Hybrid Fund Direct IDCW

20.34

Loan Against Kotak Equity Hybrid Fund Direct Growth

20.34

Loan Against Kotak Multi Asset Allocator FoF Dynamic Direct IDCW

19.68

Loan Against Kotak Flexicap Fund Direct IDCW

19.4

Loan Against Kotak Flexicap Fund Direct Growth

19.4

Loan Against Kotak Bluechip Fund Direct IDCW

19.24

Loan Against Kotak Bluechip Fund Direct Growth

19.24

Loan Against Kotak US Equity Fund Standard Direct Growth

13.24

Loan Against Kotak US Equity Fund Standard Direct IDCW

12.41

Loan Against Kotak Balanced Advantage Fund Direct Growth

12.19

Loan Against Kotak Balanced Advantage Fund Direct IDCW

12.19

Loan Against Kotak Equity Savings Fund Direct Growth

11.87

Loan Against Kotak Equity Savings Fund Direct IDCW Monthly

11.87

Loan Against Kotak Debt Hybrid Fund Direct Growth

11.8

Loan Against Kotak Debt Hybrid Fund Direct IDCW Monthly

11.8

Loan Against Kotak FMP Series 253 1260 Days Direct Growth

7.6

Loan Against Kotak FMP Series 253 1260 Days Direct IDCW

7.6

Loan Against Kotak Money Market Fund Direct IDCW Weekly

6.34

Loan Against Kotak Equity Arbitrage Fund Direct Growth

5.71

Loan Against Kotak Equity Arbitrage Direct IDCW Fortnightly

5.71

Loan Against Kotak Medium Term Fund Direct Growth

5.63

Loan Against Kotak Medium Term Fund Direct IDCW Quarterly

5.63

Loan Against Kotak Floating Rate Fund Direct Growth

5.48

Loan Against Kotak Floating Rate Fund Direct IDCW

5.48

Loan Against Kotak Low Duration Fund Direct Growth

5.39

Loan Against Kotak Low Duration Fund Direct IDCW Weekly

5.39

Loan Against Kotak Savings Fund Direct IDCW Daily

5.11

Loan Against Kotak Savings Fund Direct Growth

5.11

Loan Against Kotak Banking and PSU Debt Fund Direct IDCW Daily

5.08

Loan Against Kotak Banking and PSU Debt Fund Direct Growth

5.08

Loan Against Kotak Liquid Direct IDCW Weekly

5.07

Loan Against Kotak Gold Fund Direct Growth

5.06

Loan Against Kotak Corporate Bond Fund Direct Growth

5.04

Loan Against Kotak Corporate Bond Fund Direct IDCW Monthly

5.04

Loan Against Kotak Bond Short Term Fund Direct IDCW Monthly

4.95

Loan Against Kotak Bond Short Term Fund Direct Growth

4.95

Loan Against Kotak Liquid Direct IDCW Daily

4.84

Loan Against Kotak Gilt Investment Direct IDCW Quarterly

4.83

Loan Against Kotak Gold Fund Direct IDCW

4.67

Loan Against Kotak Overnight Fund Direct Growth

4.62

Loan Against Kotak Bond Fund Direct IDCW Quarterly

4.62

Loan Against Kotak Overnight Fund Direct IDCW Daily

4.62

Loan Against Kotak Bond Fund Direct Growth

4.62

Loan Against Kotak World Gold Fund Direct Growth

4.61

Loan Against Kotak Dynamic Bond Fund Direct Growth

4.59

Loan Against Kotak Dynamic Bond Fund Direct IDCW Monthly

4.59

Loan Against Kotak World Gold Fund Direct IDCW

3.21

Loan Against Kotak Global Emerging Market Fund Direct Growth

-0.13

Loan Against Kotak Global Emerging Market Fund Direct IDCW

-0.66

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