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Loan Against LIC Mutual Fund with DhanLAP

Are you in need of funds but don't want to sell or redeem your LIC Mutual Fund units? You're in luck! DhanLAP provides a convenient and flexible option for obtaining a loan against your mutual fund investments. Let's explore how to apply for the loan, the eligibility criteria, and the benefits of choosing Loan Against LIC Mutual Fund with DhanLAP.

Why Take a Loan Instead of Selling or Redeeming Mutual Fund Units?

Taking a loan against your LIC Mutual Fund units offers several advantages over selling or redeeming your investments:

List of LIC Mutual Fund Schemes.

Fund Name

3Y Returns

Loan Against LIC MF Money Market Fund Direct IDCW

Loan Against LIC MF Balanced Advantage Fund Direct IDCW

Loan Against LIC MF Money Market Fund Direct Growth

Loan Against LIC MF Balanced Advantage Fund Direct Growth

Loan Against LIC MF Infrastructure Fund Direct Growth

33.06

Loan Against LIC MF Infrastructure Fund Direct IDCW

33.06

Loan Against LIC MF Midcap Fund Direct Growth

22.51

Loan Against LIC MF Large & Mid Cap Fund Direct IDCW

20.32

Loan Against LIC MF Banking & Financial Services Fund Direct Growth

20.03

Loan Against LIC MF Banking & Financial Services Fund Direct IDCW

20.03

Loan Against LIC MF ELSS Direct Growth

19.48

Loan Against LIC MF ELSS Direct IDCW

19.48

Loan Against LIC MF Flexi Cap Fund Direct Growth

18.48

Loan Against LIC MF Flexi Cap Fund Direct IDCW

18.48

Loan Against LIC MF Nifty 50 Index Fund Direct IDCW

17.78

Loan Against LIC MF Nifty 50 Index Fund Direct Growth

17.78

Loan Against LIC MF S&P BSE Sensex Fund Direct IDCW

17.18

Loan Against LIC MF S&P BSE Sensex Fund Direct Growth

17.18

Loan Against LIC MF Large Cap Fund Direct Growth

16.35

Loan Against LIC MF Large Cap Fund Direct IDCW

16.35

Loan Against LIC MF Children's Gift Fund Direct Growth

13.47

Loan Against LIC MF Aggressive Hybrid Fund Direct Growth

12.45

Loan Against LIC MF Aggressive Hybrid Fund Direct IDCW

12.45

Loan Against LIC MF Conservative Hybrid Fund Direct IDCW Quarterly

6.08

Loan Against LIC MF Conservative Hybrid Fund Direct Growth

6.08

Loan Against LIC MF Arbitrage Fund Direct IDCW Monthly

5.25

Loan Against LIC MF Arbitrage Fund Direct Growth

5.25

Loan Against LIC MF Low Duration Fund Direct IDCW Daily

5.13

Loan Against LIC MF Low Duration Fund Direct Growth

5.13

Loan Against LIC MF Ultra Short Duration Fund Direct IDCW Daily

4.99

Loan Against LIC MF Ultra Short Duration Fund Direct Growth

4.99

Loan Against LIC MF Liquid Fund Direct IDCW Daily

4.86

Loan Against LIC MF Liquid Fund Direct Growth

4.86

Loan Against LIC MF Overnight Fund Direct Growth

4.63

Loan Against LIC MF Overnight Fund Direct IDCW Daily

4.63

Loan Against LIC MF Short Duration Fund Direct IDCW

4.54

Loan Against LIC MF Short Duration Fund Direct Growth

4.54

Loan Against LIC MF Banking & PSU Debt Fund Direct IDCW Weekly

4.42

Loan Against LIC MF Banking & PSU Debt Fund Direct Growth

4.42

Loan Against LIC MF Gilt Fund Direct IDCW

3.64

Loan Against LIC MF Gilt Fund Direct Growth

3.64

Loan Against LIC MF Medium to Long Duration Bond Fund Direct IDCW

3.63

Loan Against LIC MF Medium to Long Duration Bond Fund Direct Growth

3.63

Benefits of Taking a Loan against Mutual Funds Instead of Selling or Redeeming

How to Apply for the Loan?

Applying for a loan against your LIC Mutual Fund through DhanLAP is simple.

Complete your EKYC
Pledge your Mutual Fund Holdings
Get Instant Loan disbursal to your bank account.
Apply for Loan against Mutual Funds Now

Eligibility Criteria for Loan Against LIC Mutual Fund

To be eligible for a loan against your LIC Mutual Fund units with DhanLAP , you typically need to meet the following criteria:

Icon description You should be between 18 and 65 years of age
Icon description Your entire mutual fund portfolio should not be less than ₹50,000
Icon description You should hold Mutual Funds approved with CAMS & Kfintech (RTAs).
Icon description Debt & ELSS funds are not eligible.
Icon description Joint mutual fund holders are not eligible for a loan.
Icon description You should be an Indian resident

Benefits of Taking Loan Against LIC Mutual Fund with DhanLAP

Choosing a loan against LIC Mutual Fund with DhanLAP offers several benefits:

1

Higher Loan Amount: DhanLAP allows you to avail a higher loan amount compared to regular LAMF products, enabling you to meet substantial financial requirements.

2

Longer Repayment Tenure: You can choose a longer repayment tenure for DhanLAP, giving you more flexibility in managing your loan repayments.

3

Customized Loan Structures: DhanLAP offers customized loan structures tailored to your financial goals and requirements, providing you with greater control over the loan terms.

4

Fully End-to-end Digital Process: The documentation process for DhanLAP is fully digital and hassle-free, ensuring a smoother loan application experience.

5

Avoid Disruption to Investment Strategy: loan against LIC Mutual Fund with DhanLAP allows you to avoid disrupting your investment strategy and long-term financial goals. Instead of selling or redeeming your mutual fund units, you can leverage them as collateral for a loan and continue to benefit from potential market growth.

6

Cost-Effective Solution: DhanLAP offers competitive interest rates, making it a cost-effective solution compared to traditional loan options. By opting for a loan against LIC Mutual Fund units with DhanLAP, you can access funds while minimizing the impact on your finances.

7

Quick Access to Funds: With DhanLAP, you can enjoy quick and convenient access to funds. The loan approval and disbursal process is efficient, allowing you to meet your financial needs promptly.

8

Flexibility in Loan Utilization: The loan amount obtained through DhanLAP can be used for a wide range of purposes, including home renovation, education expenses, medical emergencies, debt consolidation, or any other financial requirements you may have. You have the freedom to utilize the funds as per your specific needs.

9

Convenient Repayment Options: DhanLAP provides flexible repayment options tailored to your financial circumstances. You can choose from various repayment tenures and select a repayment plan that suits your cash flow and repayment capabilities.

10

Simple and Transparent Process: DhanLAP ensures a simplified and transparent loan process. The documentation requirements are clear, and the loan terms and conditions are communicated upfront, providing you with clarity and peace of mind.

By choosing loan against LIC Mutual Fund with DhanLAP, you can unlock the value of your investments without liquidating them, enabling you to meet your financial goals while preserving your long-term wealth creation potential.

Apply for Loan against Mutual Funds Now

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