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Loan Against Tata Liquid Fund Direct IDCW Daily

Debt

|

Liquid

|

Dividend

ISIN NO.  -  INF277K012D2

LAUNCH DATE  -  01-Jan-2013

Returns (CAGR)

1 yr. 6.99

3 yr. 4.84

5 yr. 5.29

Since Inception 6.8%

Risk Category

Moderate

Stop Redemptions with Loan Against Mutual Funds

Unlock the potential of your mutual fund investments with loan facilities from a wide range of eligible mutual fund schemes. By availing a loan against your mutual funds, you can access funds without the need to sell or redeem your investments. Retain ownership of your mutual fund units and benefit from potential growth and dividends while meeting your financial requirements.

Why Take a Loan Instead of Selling or Redeeming Mutual Fund Units?

Taking a loan against your Tata Liquid Fund Direct IDCW Daily units offers several advantages over selling or redeeming your investments:

29-Oct-2023
1001.5187

Fund size:
18697.19754237 Cr

Exit Load:
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Expense Ratio:
0.21%

Fund House:
Tata Mutual Fund

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Min. Lump sum Investment ₹5000

Min. SIP Investment 500

CATEGORY AVERAGE 1 yr. 5.2% 3 yr. 4.0%

Check your eligible loan amount against mutual funds.

Value of your mutual fund
You are eligible for
50,000
Minimum portfolio value: ₹50,000
Interest Rate: 10%
Choose tenure
installment options
EMI
4395
per month
Balloon
help

Balloon Payment

(Interest only)

Pay monthly installments towards interest only. Settle the principal at the end of tenure.

416
per month

About Tata Liquid Fund Direct IDCW Daily

The scheme seeks to generate reasonable returns with high liquidity to the unit holders ;

What is a loan against
mutual funds?

With a Loan against Mutual Fund, you offer your MF units as collateral for the loan. The lender holds the Mutual Fund units as a security till you repay the loan amount. Your Mutual Funds will continue to earn returns, but you cannot sell them while you have pledged them to the lender.

You may borrow up to 50% of the value of your equity mutual fund schemes in your portfolio. The value of your mutual fund scheme is derived by multiplying the number of units by the scheme's NAV. The total value of all equity mutual fund schemes will be used to calculate your portfolio value.

Why Take a Loan Instead of Selling or Redeeming Mutual Fund Units?

Taking a loan against your Mutual Fund units offers several advantages over selling or redeeming your investments:

How to Apply for the Loan?

Applying for a loan against your Tata Liquid Fund Direct IDCW Daily through DhanLAP is simple.

Complete your EKYC
Pledge your Mutual Fund Holdings
Get Instant Loan disbursal to your bank account.
Apply for Loan against Mutual Funds Now

Eligibility Criteria for Loan Against Tata Liquid Fund Direct IDCW Daily

To be eligible for a loan against your Tata Liquid Fund Direct IDCW Daily units with DhanLAP , you typically need to meet the following criteria:

Icon description You should be between 18 and 65 years of age
Icon description Your entire mutual fund portfolio should not be less than ₹50,000
Icon description You should hold Mutual Funds approved with CAMS & Kfintech (RTAs).
Icon description Debt & ELSS funds are not eligible.
Icon description Joint mutual fund holders are not eligible for a loan.
Icon description You should be an Indian resident

Benefits of Taking Loan Against Your Tata Liquid Fund Direct IDCW Daily with DhanLAP

Choosing a loan against Tata Liquid Fund Direct IDCW Daily with DhanLAP offers several benefits:

1

Higher Loan Amount: DhanLAP allows you to avail a higher loan amount compared to regular LAMF products, enabling you to meet substantial financial requirements.

2

Longer Repayment Tenure: You can choose a longer repayment tenure for DhanLAP, giving you more flexibility in managing your loan repayments.

3

Customized Loan Structures: DhanLAP offers customized loan structures tailored to your financial goals and requirements, providing you with greater control over the loan terms.

4

Fully End-to-end Digital Process: The documentation process for DhanLAP is fully digital and hassle-free, ensuring a smoother loan application experience.

5

Avoid Disruption to Investment Strategy: Loan Against Your Tata Liquid Fund Direct IDCW Daily with DhanLAP allows you to avoid disrupting your investment strategy and long-term financial goals. Instead of selling or redeeming your mutual fund units, you can leverage them as collateral for a loan and continue to benefit from potential market growth.

6

Cost-Effective Solution: DhanLAP offers competitive interest rates, making it a cost-effective solution compared to traditional loan options. By opting for a Loan against Your Tata Liquid Fund Direct IDCW Daily units with DhanLAP, you can access funds while minimizing the impact on your finances.

7

Quick Access to Funds: With DhanLAP, you can enjoy quick and convenient access to funds. The loan approval and disbursal process is efficient, allowing you to meet your financial needs promptly.

8

Flexibility in Loan Utilization: The loan amount obtained through DhanLAP can be used for a wide range of purposes, including home renovation, education expenses, medical emergencies, debt consolidation, or any other financial requirements you may have. You have the freedom to utilize the funds as per your specific needs.

9

Convenient Repayment Options: DhanLAP provides flexible repayment options tailored to your financial circumstances. You can choose from various repayment tenures and select a repayment plan that suits your cash flow and repayment capabilities.

10

Simple and Transparent Process: DhanLAP ensures a simplified and transparent loan process. The documentation requirements are clear, and the loan terms and conditions are communicated upfront, providing you with clarity and peace of mind.

By choosing Loan Against Tata Liquid Fund Direct IDCW Daily with DhanLAP, you can unlock the value of your investments without liquidating them, enabling you to meet your financial goals while preserving your long-term wealth creation potential.

Apply for Loan against Mutual Funds Now

List of tata mutual fund Schemes.

Fund Name

3Y Returns

Loan Against Tata Floating Rate Fund Direct IDCW Monthly

Loan Against Tata CRISIL IBX Gilt Index April 2026 Index Fund Direct Growth

Loan Against Tata Housing Opportunities Fund Direct IDCW

Loan Against Tata Nifty India Digital ETF FoF Direct Growth

Loan Against Tata Dividend Yield Fund Direct IDCW

Loan Against Tata CRISIL IBX Gilt Index April 2026 Index Fund Direct IDCW

Loan Against Tata Business Cycle Fund Direct Growth

Loan Against Tata Floating Rate Fund Direct Growth

Loan Against Tata Dividend Yield Fund Direct Growth

Loan Against Tata Housing Opportunities Fund Direct Growth

Loan Against Tata Business Cycle Fund Direct IDCW

Loan Against Tata Nifty India Digital ETF FoF Direct IDCW

Loan Against Tata Small Cap Fund Direct Growth

40.05

Loan Against Tata Small Cap Fund Direct IDCW

40.05

Loan Against Tata Infrastructure Direct Plan Growth

37.45

Loan Against Tata Infrastructure Direct Plan IDCW

37.45

Loan Against Tata Midcap Growth Direct Plan Bonus

27.98

Loan Against Tata Midcap Growth Direct Plan Growth

27.98

Loan Against Tata Resources & Energy Fund Direct Growth

25.28

Loan Against Tata Resources & Energy Fund Direct IDCW

25.28

Loan Against Tata Focused Equity Fund Direct Growth

23.44

Loan Against Tata Focused Equity Fund Direct IDCW

23.44

Loan Against Tata Large & Mid Cap Fund Direct Plan Growth

23.18

Loan Against Tata Large & Mid Cap Fund Direct Plan IDCW

23.18

Loan Against Tata India Consumer Fund Direct IDCW

22.23

Loan Against Tata India Consumer Fund Direct Growth

22.23

Loan Against Tata Equity PE Fund Direct Growth

22.2

Loan Against Tata Equity PE Fund IDCW Trigger Option A Direct IDCW

22.2

Loan Against Tata India Tax Savings Fund Direct Growth

22.11

Loan Against Tata India Tax Savings Fund Direct IDCW

22.11

Loan Against Tata Digital India Fund Direct IDCW

22.03

Loan Against Tata Digital India Fund Direct Growth

22.03

Loan Against Tata Banking and Financial Services Fund Direct Growth

21.77

Loan Against Tata Banking and Financial Services Fund Direct IDCW

21.77

Loan Against Tata Ethical Direct Plan Growth

21.42

Loan Against Tata Ethical Direct Plan IDCW

21.42

Loan Against Tata Large Cap Direct Plan IDCW

20.83

Loan Against Tata Large Cap Direct Plan Growth

20.83

Loan Against Tata Multi Asset Opportunities Fund Direct IDCW

18.71

Loan Against Tata Multi Asset Opportunities Fund Direct Growth

18.71

Loan Against Tata Flexi Cap Fund Direct Growth

17.75

Loan Against Tata Flexi Cap Fund Direct IDCW

17.75

Loan Against Tata Hybrid Equity Fund Direct Plan Growth

17.72

Loan Against Tata Quant Fund Direct Growth

16.85

Loan Against Tata Quant Fund Direct IDCW

16.85

Loan Against Tata Hybrid Equity Fund Direct Plan IDCW Monthly

16.59

Loan Against Tata Retirement Savings Fund Moderate Plan Direct Growth

15.31

Loan Against Tata Balanced Advantage Fund Direct Growth

14.8

Loan Against Tata India Pharma & HealthCare Fund Direct IDCW

14.5

Loan Against Tata India Pharma & HealthCare Fund Direct Growth

14.5

Loan Against Tata Equity Savings Fund Direct IDCW Monthly

9.93

Loan Against Tata Equity Savings Fund Direct Growth

9.93

Loan Against Tata Retirement Savings Fund Conservative Plan Direct Growth

7.47

Loan Against Tata Medium Term Fund Direct Growth

7.44

Loan Against Tata Medium Term Fund Direct IDCW Quarterly

7.44

Loan Against Tata Dynamic Bond Direct Growth

7.36

Loan Against Tata Dynamic Bond Direct IDCW Monthly

7.36

Loan Against Tata Income Fund Direct Growth

5.97

Loan Against Tata Income Fund Direct IDCW Half Yearly

5.97

Loan Against Tata Arbitrage Fund Direct Growth

5.61

Loan Against Tata Money Market Fund Direct Growth

5.4

Loan Against Tata Money Market Fund Direct IDCW Daily

5.4

Loan Against Tata Ultra Short Term Fund Direct IDCW Monthly

5.22

Loan Against Tata Ultra Short Term Fund Direct Growth

5.22

Loan Against Tata Treasury Advantage Direct Plan Growth

5.02

Loan Against Tata Liquid Fund Direct Growth

4.84

Loan Against Tata Liquid Fund Direct IDCW Daily

4.84

Loan Against Tata Banking & PSU Debt Fund Direct Growth

4.82

Loan Against Tata Banking & PSU Debt Fund Direct IDCW

4.82

Loan Against Tata Short Term Bond Direct Plan IDCW

4.79

Loan Against Tata Short Term Bond Direct Plan Growth

4.79

Loan Against Tata Overnight Fund Direct IDCW Daily

4.62

Loan Against Tata Overnight Fund Direct Growth

4.62

Loan Against Tata Treasury Advantage Fund Direct IDCW

4.33

Loan Against Tata Gilt Securities Fund Direct IDCW Quarterly

3.83

Loan Against Tata Gilt Securities Fund Direct Growth

3.83

Loan Against Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund Direct Growth

2.2%

Loan Against Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund Direct IDCW

2.2%

Loan Against Tata Corporate Bond Fund (Ex) Direct Growth

-11.83

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