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Loan Against Sundaram Diversified Equity Fund Direct Growth

Equity

|

ELSS

|

Growth

ISIN NO.  -  INF903J01NN3

LAUNCH DATE  -  02-Jan-2013

Returns (CAGR)

1 yr. 8.74

3 yr. 21.3

5 yr. 14.14

Since Inception 12.3%

Risk Category

Very High

Stop Redemptions with Loan Against Mutual Funds

Unlock the potential of your mutual fund investments with loan facilities from a wide range of eligible mutual fund schemes. By availing a loan against your mutual funds, you can access funds without the need to sell or redeem your investments. Retain ownership of your mutual fund units and benefit from potential growth and dividends while meeting your financial requirements.

Why Take a Loan Instead of Selling or Redeeming Mutual Fund Units?

Taking a loan against your Sundaram Diversified Equity Fund Direct Growth units offers several advantages over selling or redeeming your investments:

27-Oct-2023
176.2331

Fund size:
1614.76041893 Cr

Exit Load:
Nil

Expense Ratio:
1.59%

Fund House:
Sundaram Mutual Fund

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

Min. Lump sum Investment ₹500

Min. SIP Investment 250

CATEGORY AVERAGE 1 yr. 9.1% 3 yr. 17.7%

Check your eligible loan amount against mutual funds.

Value of your mutual fund
You are eligible for
50,000
Minimum portfolio value: ₹50,000
Interest Rate: 10%
Choose tenure
installment options
EMI
4395
per month
Balloon
help

Balloon Payment

(Interest only)

Pay monthly installments towards interest only. Settle the principal at the end of tenure.

416
per month

About Sundaram Diversified Equity Fund Direct Growth

The scheme is aimed at generating long-term capital appreciation. Equity investments would account for at least 80 per cent of the corpus, while it can go up to 100 per cent. Exposure to Corporate and PSU bonds and Money market instruments can go up to 20 per cent of the corpus. ;

What is a loan against
mutual funds?

With a Loan against Mutual Fund, you offer your MF units as collateral for the loan. The lender holds the Mutual Fund units as a security till you repay the loan amount. Your Mutual Funds will continue to earn returns, but you cannot sell them while you have pledged them to the lender.

You may borrow up to 50% of the value of your equity mutual fund schemes in your portfolio. The value of your mutual fund scheme is derived by multiplying the number of units by the scheme's NAV. The total value of all equity mutual fund schemes will be used to calculate your portfolio value.

Why Take a Loan Instead of Selling or Redeeming Mutual Fund Units?

Taking a loan against your Mutual Fund units offers several advantages over selling or redeeming your investments:

How to Apply for the Loan?

Applying for a loan against your Sundaram Diversified Equity Fund Direct Growth through DhanLAP is simple.

Complete your EKYC
Pledge your Mutual Fund Holdings
Get Instant Loan disbursal to your bank account.
Apply for Loan against Mutual Funds Now

Eligibility Criteria for Loan Against Sundaram Diversified Equity Fund Direct Growth

To be eligible for a loan against your Sundaram Diversified Equity Fund Direct Growth units with DhanLAP , you typically need to meet the following criteria:

Icon description You should be between 18 and 65 years of age
Icon description Your entire mutual fund portfolio should not be less than ₹50,000
Icon description You should hold Mutual Funds approved with CAMS & Kfintech (RTAs).
Icon description Debt & ELSS funds are not eligible.
Icon description Joint mutual fund holders are not eligible for a loan.
Icon description You should be an Indian resident

Benefits of Taking Loan Against Your Sundaram Diversified Equity Fund Direct Growth with DhanLAP

Choosing a loan against Sundaram Diversified Equity Fund Direct Growth with DhanLAP offers several benefits:

1

Higher Loan Amount: DhanLAP allows you to avail a higher loan amount compared to regular LAMF products, enabling you to meet substantial financial requirements.

2

Longer Repayment Tenure: You can choose a longer repayment tenure for DhanLAP, giving you more flexibility in managing your loan repayments.

3

Customized Loan Structures: DhanLAP offers customized loan structures tailored to your financial goals and requirements, providing you with greater control over the loan terms.

4

Fully End-to-end Digital Process: The documentation process for DhanLAP is fully digital and hassle-free, ensuring a smoother loan application experience.

5

Avoid Disruption to Investment Strategy: Loan Against Your Sundaram Diversified Equity Fund Direct Growth with DhanLAP allows you to avoid disrupting your investment strategy and long-term financial goals. Instead of selling or redeeming your mutual fund units, you can leverage them as collateral for a loan and continue to benefit from potential market growth.

6

Cost-Effective Solution: DhanLAP offers competitive interest rates, making it a cost-effective solution compared to traditional loan options. By opting for a Loan against Your Sundaram Diversified Equity Fund Direct Growth units with DhanLAP, you can access funds while minimizing the impact on your finances.

7

Quick Access to Funds: With DhanLAP, you can enjoy quick and convenient access to funds. The loan approval and disbursal process is efficient, allowing you to meet your financial needs promptly.

8

Flexibility in Loan Utilization: The loan amount obtained through DhanLAP can be used for a wide range of purposes, including home renovation, education expenses, medical emergencies, debt consolidation, or any other financial requirements you may have. You have the freedom to utilize the funds as per your specific needs.

9

Convenient Repayment Options: DhanLAP provides flexible repayment options tailored to your financial circumstances. You can choose from various repayment tenures and select a repayment plan that suits your cash flow and repayment capabilities.

10

Simple and Transparent Process: DhanLAP ensures a simplified and transparent loan process. The documentation requirements are clear, and the loan terms and conditions are communicated upfront, providing you with clarity and peace of mind.

By choosing Loan Against Sundaram Diversified Equity Fund Direct Growth with DhanLAP, you can unlock the value of your investments without liquidating them, enabling you to meet your financial goals while preserving your long-term wealth creation potential.

Apply for Loan against Mutual Funds Now

List of sundaram mutual fund Schemes.

Fund Name

3Y Returns

Loan Against Sundaram Flexi Cap Fund Direct Growth

Loan Against Sundaram Flexi Cap Fund Direct IDCW

Loan Against Sundaram Banking & PSU Debt Fund (Ex) Direct Growth

NA

Loan Against Sundaram Emerging Small Cap Series III Direct Growth

44.6

Loan Against Sundaram Emerging Small Cap Series III Direct IDCW

44.6

Loan Against Sundaram Emerging Small Cap Series II Direct Growth

43.7

Loan Against Sundaram Emerging Small Cap Series II Direct IDCW

43.7

Loan Against Sundaram Long Term Tax Advantage Fund Series III Direct IDCW

43.36

Loan Against Sundaram Long Term Tax Advantage Fund Series III Direct Growth

43.36

Loan Against Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct IDCW

43.28

Loan Against Sundaram Long Term Micro Cap Tax Advantage Fund Series III Direct Growth

42.43

Loan Against Sundaram Emerging Small Cap Series IV Direct Growth

38.46

Loan Against Sundaram Emerging Small Cap Series IV Direct IDCW

38.46

Loan Against Sundaram Emerging Small Cap Series V Direct IDCW

35.78

Loan Against Sundaram Emerging Small Cap Series V Direct Growth

35.78

Loan Against Sundaram Small Cap Fund Direct Growth

35.63

Loan Against Sundaram Small Cap Fund Direct IDCW

35.63

Loan Against Sundaram Emerging Small Cap Series VII Direct Growth

32.81

Loan Against Sundaram Emerging Small Cap Series VII Direct IDCW

32.81

Loan Against Sundaram Emerging Small Cap Series 1 Direct IDCW

31.54

Loan Against Sundaram Emerging Small Cap Series 1 Direct Growth

31.54

Loan Against Sundaram Infrastructure Advantage Fund Direct IDCW

30.6

Loan Against Sundaram Infrastructure Advantage Fund Direct Growth

30.6

Loan Against Sundaram Select Micro Cap Series XVII Direct Growth

30.09

Loan Against Sundaram Select Micro Cap Series XVII Direct IDCW

30.09

Loan Against Sundaram Services Fund Direct Growth

28.44

Loan Against Sundaram Services Fund Direct IDCW

28.44

Loan Against Sundaram Mid Cap Fund Direct IDCW

27.92

Loan Against Sundaram Mid Cap Fund Direct Growth

27.92

Loan Against Sundaram Financial Services Opportunities Fund Direct Growth

26.14

Loan Against Sundaram Financial Services Opportunities Fund Direct IDCW

26.14

Loan Against Sundaram Multi Cap Fund Direct Growth

23.89

Loan Against Sundaram Multi Cap Fund Direct IDCW Half Yearly

23.89

Loan Against Sundaram Consumption Fund Direct IDCW

22.64

Loan Against Sundaram Consumption Fund Direct Growth

22.64

Loan Against Sundaram Large and Mid Cap Fund Direct IDCW

22.53

Loan Against Sundaram Large and Mid Cap Fund Direct Growth

22.53

Loan Against Sundaram Select Micro Cap Series XV Direct Growth

22.11

Loan Against Sundaram Select Micro Cap Series XV Direct IDCW

22.11

Loan Against Sundaram Tax Savings Fund Direct

22.05

Loan Against Sundaram Tax Savings Direct IDCW Half Yearly

22.05

Loan Against Sundaram Dividend Yield Fund Direct IDCW Half Yearly

21.91

Loan Against Sundaram Dividend Yield Fund Direct Growth

21.91

Loan Against Sundaram Focused Fund Direct IDCW Half Yearly

21.61

Loan Against Sundaram Focused Fund Direct Growth

21.61

Loan Against Sundaram Diversified Equity Fund Direct IDCW

21.3

Loan Against Sundaram Diversified Equity Fund Direct Growth

21.3

Loan Against Sundaram Nifty 100 Equal Weight Fund Direct IDCW

21.13

Loan Against Sundaram Nifty 100 Equal Weight Fund Direct Growth

21.13

Loan Against Sundaram Large Cap Fund Direct Growth

19.31

Loan Against Sundaram Large Cap Fund Direct IDCW

19.31

Loan Against Sundaram Aggressive Hybrid Fund Direct Growth

17.57

Loan Against Sundaram Aggressive Hybrid Fund Direct IDCW Monthly

17.57

Loan Against Sundaram Balanced Advantage Fund Direct Growth

13.09

Loan Against Sundaram Balanced Advantage Fund Direct IDCW Monthly

13.09

Loan Against Sundaram Equity Savings Fund Direct Growth

12.3

Loan Against Sundaram Equity Savings Fund Direct IDCW Half Yearly

12.3

Loan Against Sundaram Global Brand Direct Growth

9.9

Loan Against Sundaram Debt Oriented Hybrid Fund Direct Plan Growth

9.32

Loan Against Sundaram Debt Oriented Hybrid Fund Direct Plan IDCW Quarterly

9.32

Loan Against Sundaram Global Brand Direct IDCW

8.82

Loan Against Sundaram Short Duration Fund Direct Growth

7.22

Loan Against Sundaram Short Duration Fund Direct IDCW Monthly

7.22

Loan Against Sundaram Low Duration Fund(Ex) Direct Growth

5.53

Loan Against Sundaram Ultra Short Duration Fund Direct Growth

5.12

Loan Against Sundaram Ultra Short Duration Fund Direct IDCW Monthly

5.12

Loan Against Sundaram Arbitrage Fund Direct IDCW Monthly

4.99

Loan Against Sundaram Arbitrage Fund Direct Growth

4.99

Loan Against Sundaram Liquid Direct Growth

4.89

Loan Against Sundaram Liquid Direct IDCW Monthly

4.89

Loan Against Sundaram Money Market Fund Direct IDCW Fortnightly

4.87

Loan Against Sundaram Money Market Fund Direct Growth

4.87

Loan Against Sundaram Corporate Bond Fund Direct Growth

4.62

Loan Against Sundaram Corporate Bond Fund Direct IDCW Monthly

4.62

Loan Against Sundaram Overnight Fund Direct IDCW Daily

4.59

Loan Against Sundaram Overnight Fund Direct Growth

4.59

Loan Against Sundaram Banking & PSU Debt Fund Direct Growth

4.15

Loan Against Sundaram Medium Term Bond Fund Direct IDCW Quarterly

3.21

Loan Against Sundaram Medium Term Bond Fund Direct Growth

3.21

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