Equity
|
Flexi Cap
|
Dividend
ISIN NO. - INF767K01EF5
LAUNCH DATE - 02-Jan-2013
Returns (CAGR)
1 yr. 11.05
3 yr. 18.48
5 yr. 14.69
Since Inception 9.6%
Risk Category
Very High
27-Oct-2023
27.4494
Fund size:
870.837 Cr
Exit Load:
For units more than 12% of the investments, an exit load of 1% if redeemed within 12 months.
Expense Ratio:
1.59%
Fund House:
LIC Mutual Fund
Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.
Min. Lump sum Investment ₹5000
Min. SIP Investment 1000
CATEGORY AVERAGE 1 yr. 7.4% 3 yr. 16.5%
Balloon Payment
(Interest only)
Pay monthly installments towards interest only. Settle the principal at the end of tenure.
The scheme seeks maximum possible capital growth consistent with reasonable levels of safety with predominant investment in equity, it may also take exposure in debt market securities. It was made in to an open-ended scheme from April 1998. ;
With a Loan against Mutual Fund, you offer your MF units as collateral for the loan. The lender holds the Mutual Fund units as a security till you repay the loan amount. Your Mutual Funds will continue to earn returns, but you cannot sell them while you have pledged them to the lender.
You may borrow up to 50% of the value of your equity mutual fund schemes in your portfolio. The value of your mutual fund scheme is derived by multiplying the number of units by the scheme's NAV. The total value of all equity mutual fund schemes will be used to calculate your portfolio value.
Higher Loan Amount: DhanLAP allows you to avail a higher loan amount compared to regular LAMF products, enabling you to meet substantial financial requirements.
Longer Repayment Tenure: You can choose a longer repayment tenure for DhanLAP, giving you more flexibility in managing your loan repayments.
Customized Loan Structures: DhanLAP offers customized loan structures tailored to your financial goals and requirements, providing you with greater control over the loan terms.
Fully End-to-end Digital Process: The documentation process for DhanLAP is fully digital and hassle-free, ensuring a smoother loan application experience.
Avoid Disruption to Investment Strategy: Loan Against Your LIC MF Flexi Cap Fund Direct IDCW with DhanLAP allows you to avoid disrupting your investment strategy and long-term financial goals. Instead of selling or redeeming your mutual fund units, you can leverage them as collateral for a loan and continue to benefit from potential market growth.
Cost-Effective Solution: DhanLAP offers competitive interest rates, making it a cost-effective solution compared to traditional loan options. By opting for a Loan against Your LIC MF Flexi Cap Fund Direct IDCW units with DhanLAP, you can access funds while minimizing the impact on your finances.
Quick Access to Funds: With DhanLAP, you can enjoy quick and convenient access to funds. The loan approval and disbursal process is efficient, allowing you to meet your financial needs promptly.
Flexibility in Loan Utilization: The loan amount obtained through DhanLAP can be used for a wide range of purposes, including home renovation, education expenses, medical emergencies, debt consolidation, or any other financial requirements you may have. You have the freedom to utilize the funds as per your specific needs.
Convenient Repayment Options: DhanLAP provides flexible repayment options tailored to your financial circumstances. You can choose from various repayment tenures and select a repayment plan that suits your cash flow and repayment capabilities.
Simple and Transparent Process: DhanLAP ensures a simplified and transparent loan process. The documentation requirements are clear, and the loan terms and conditions are communicated upfront, providing you with clarity and peace of mind.
By choosing Loan Against LIC MF Flexi Cap Fund Direct IDCW with DhanLAP, you can unlock the value of your investments without liquidating them, enabling you to meet your financial goals while preserving your long-term wealth creation potential.
Fund Name
3Y Returns
Loan Against LIC MF Money Market Fund Direct IDCW
Loan Against LIC MF Balanced Advantage Fund Direct IDCW
Loan Against LIC MF Money Market Fund Direct Growth
Loan Against LIC MF Balanced Advantage Fund Direct Growth
Loan Against LIC MF Infrastructure Fund Direct Growth
33.06
Loan Against LIC MF Infrastructure Fund Direct IDCW
33.06
Loan Against LIC MF Midcap Fund Direct Growth
22.51
Loan Against LIC MF Large & Mid Cap Fund Direct IDCW
20.32
Loan Against LIC MF Banking & Financial Services Fund Direct Growth
20.03
Loan Against LIC MF Banking & Financial Services Fund Direct IDCW
20.03
Loan Against LIC MF ELSS Direct Growth
19.48
Loan Against LIC MF ELSS Direct IDCW
19.48
Loan Against LIC MF Flexi Cap Fund Direct Growth
18.48
Loan Against LIC MF Flexi Cap Fund Direct IDCW
18.48
Loan Against LIC MF Nifty 50 Index Fund Direct IDCW
17.78
Loan Against LIC MF Nifty 50 Index Fund Direct Growth
17.78
Loan Against LIC MF S&P BSE Sensex Fund Direct IDCW
17.18
Loan Against LIC MF S&P BSE Sensex Fund Direct Growth
17.18
Loan Against LIC MF Large Cap Fund Direct Growth
16.35
Loan Against LIC MF Large Cap Fund Direct IDCW
16.35
Loan Against LIC MF Children's Gift Fund Direct Growth
13.47
Loan Against LIC MF Aggressive Hybrid Fund Direct Growth
12.45
Loan Against LIC MF Aggressive Hybrid Fund Direct IDCW
12.45
Loan Against LIC MF Conservative Hybrid Fund Direct IDCW Quarterly
6.08
Loan Against LIC MF Conservative Hybrid Fund Direct Growth
6.08
Loan Against LIC MF Arbitrage Fund Direct IDCW Monthly
5.25
Loan Against LIC MF Arbitrage Fund Direct Growth
5.25
Loan Against LIC MF Low Duration Fund Direct IDCW Daily
5.13
Loan Against LIC MF Low Duration Fund Direct Growth
5.13
Loan Against LIC MF Ultra Short Duration Fund Direct IDCW Daily
4.99
Loan Against LIC MF Ultra Short Duration Fund Direct Growth
4.99
Loan Against LIC MF Liquid Fund Direct IDCW Daily
4.86
Loan Against LIC MF Liquid Fund Direct Growth
4.86
Loan Against LIC MF Overnight Fund Direct Growth
4.63
Loan Against LIC MF Overnight Fund Direct IDCW Daily
4.63
Loan Against LIC MF Short Duration Fund Direct IDCW
4.54
Loan Against LIC MF Short Duration Fund Direct Growth
4.54
Loan Against LIC MF Banking & PSU Debt Fund Direct IDCW Weekly
4.42
Loan Against LIC MF Banking & PSU Debt Fund Direct Growth
4.42
Loan Against LIC MF Gilt Fund Direct IDCW
3.64
Loan Against LIC MF Gilt Fund Direct Growth
3.64
Loan Against LIC MF Medium to Long Duration Bond Fund Direct IDCW
3.63
Loan Against LIC MF Medium to Long Duration Bond Fund Direct Growth
3.63
