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Loan Against Bandhan Government Securities Fund Constant Maturity Direct IDCW Quarterly

Debt

|

Gilt 10 year

|

Dividend

ISIN NO.  -  INF194K01P79

LAUNCH DATE  -  18-Nov-2014

Returns (CAGR)

1 yr. 6.82

3 yr. 2.88

5 yr. 8.1

Since Inception 8.9%

Risk Category

Moderate

Stop Redemptions with Loan Against Mutual Funds

Unlock the potential of your mutual fund investments with loan facilities from a wide range of eligible mutual fund schemes. By availing a loan against your mutual funds, you can access funds without the need to sell or redeem your investments. Retain ownership of your mutual fund units and benefit from potential growth and dividends while meeting your financial requirements.

Why Take a Loan Instead of Selling or Redeeming Mutual Fund Units?

Taking a loan against your Bandhan Government Securities Fund Constant Maturity Direct IDCW Quarterly units offers several advantages over selling or redeeming your investments:

27-Oct-2023
11.5019

Fund size:
307.4696 Cr

Exit Load:
Nil

Expense Ratio:
0.29%

Fund House:
IDFC Mutual Fund

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Min. Lump sum Investment ₹5000

Min. SIP Investment 100

CATEGORY AVERAGE 1 yr. 2.5% 3 yr. 3.5%

Check your eligible loan amount against mutual funds.

Value of your mutual fund
You are eligible for
50,000
Minimum portfolio value: ₹50,000
Interest Rate: 10%
Choose tenure
installment options
EMI
4395
per month
Balloon
help

Balloon Payment

(Interest only)

Pay monthly installments towards interest only. Settle the principal at the end of tenure.

416
per month

About Bandhan Government Securities Fund Constant Maturity Direct IDCW Quarterly

The scheme seeks to generate optimal returns with high liquidity by investing in Government securities such that weighted average portfolio maturity of around 10 years. ;

What is a loan against
mutual funds?

With a Loan against Mutual Fund, you offer your MF units as collateral for the loan. The lender holds the Mutual Fund units as a security till you repay the loan amount. Your Mutual Funds will continue to earn returns, but you cannot sell them while you have pledged them to the lender.

You may borrow up to 50% of the value of your equity mutual fund schemes in your portfolio. The value of your mutual fund scheme is derived by multiplying the number of units by the scheme's NAV. The total value of all equity mutual fund schemes will be used to calculate your portfolio value.

Why Take a Loan Instead of Selling or Redeeming Mutual Fund Units?

Taking a loan against your Mutual Fund units offers several advantages over selling or redeeming your investments:

How to Apply for the Loan?

Applying for a loan against your Bandhan Government Securities Fund Constant Maturity Direct IDCW Quarterly through DhanLAP is simple.

Complete your EKYC
Pledge your Mutual Fund Holdings
Get Instant Loan disbursal to your bank account.
Apply for Loan against Mutual Funds Now

Eligibility Criteria for Loan Against Bandhan Government Securities Fund Constant Maturity Direct IDCW Quarterly

To be eligible for a loan against your Bandhan Government Securities Fund Constant Maturity Direct IDCW Quarterly units with DhanLAP , you typically need to meet the following criteria:

Icon description You should be between 18 and 65 years of age
Icon description Your entire mutual fund portfolio should not be less than ₹50,000
Icon description You should hold Mutual Funds approved with CAMS & Kfintech (RTAs).
Icon description Debt & ELSS funds are not eligible.
Icon description Joint mutual fund holders are not eligible for a loan.
Icon description You should be an Indian resident

Benefits of Taking Loan Against Your Bandhan Government Securities Fund Constant Maturity Direct IDCW Quarterly with DhanLAP

Choosing a loan against Bandhan Government Securities Fund Constant Maturity Direct IDCW Quarterly with DhanLAP offers several benefits:

1

Higher Loan Amount: DhanLAP allows you to avail a higher loan amount compared to regular LAMF products, enabling you to meet substantial financial requirements.

2

Longer Repayment Tenure: You can choose a longer repayment tenure for DhanLAP, giving you more flexibility in managing your loan repayments.

3

Customized Loan Structures: DhanLAP offers customized loan structures tailored to your financial goals and requirements, providing you with greater control over the loan terms.

4

Fully End-to-end Digital Process: The documentation process for DhanLAP is fully digital and hassle-free, ensuring a smoother loan application experience.

5

Avoid Disruption to Investment Strategy: Loan Against Your Bandhan Government Securities Fund Constant Maturity Direct IDCW Quarterly with DhanLAP allows you to avoid disrupting your investment strategy and long-term financial goals. Instead of selling or redeeming your mutual fund units, you can leverage them as collateral for a loan and continue to benefit from potential market growth.

6

Cost-Effective Solution: DhanLAP offers competitive interest rates, making it a cost-effective solution compared to traditional loan options. By opting for a Loan against Your Bandhan Government Securities Fund Constant Maturity Direct IDCW Quarterly units with DhanLAP, you can access funds while minimizing the impact on your finances.

7

Quick Access to Funds: With DhanLAP, you can enjoy quick and convenient access to funds. The loan approval and disbursal process is efficient, allowing you to meet your financial needs promptly.

8

Flexibility in Loan Utilization: The loan amount obtained through DhanLAP can be used for a wide range of purposes, including home renovation, education expenses, medical emergencies, debt consolidation, or any other financial requirements you may have. You have the freedom to utilize the funds as per your specific needs.

9

Convenient Repayment Options: DhanLAP provides flexible repayment options tailored to your financial circumstances. You can choose from various repayment tenures and select a repayment plan that suits your cash flow and repayment capabilities.

10

Simple and Transparent Process: DhanLAP ensures a simplified and transparent loan process. The documentation requirements are clear, and the loan terms and conditions are communicated upfront, providing you with clarity and peace of mind.

By choosing Loan Against Bandhan Government Securities Fund Constant Maturity Direct IDCW Quarterly with DhanLAP, you can unlock the value of your investments without liquidating them, enabling you to meet your financial goals while preserving your long-term wealth creation potential.

Apply for Loan against Mutual Funds Now

List of idfc mutual fund Schemes.

Fund Name

3Y Returns

Loan Against Bandhan Nifty 100 Index Fund Direct IDCW

Loan Against Bandhan Nifty200 Momentum 30 Index Fund Direct Growth

Loan Against Bandhan Nifty200 Momentum 30 Index Fund Direct IDCW

Loan Against Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth

Loan Against Bandhan Nifty100 Low Volatility 30 Index Fund Direct IDCW

Loan Against Bandhan Transportation and Logistics Fund Direct Growth

Loan Against Bandhan Transportation and Logistics Fund Direct IDCW

Loan Against Bandhan Crisil IBX Gilt April 2026 Index Fund Direct IDCW

Loan Against Bandhan Floating Rate Fund Direct Growth

Loan Against Bandhan Floating Rate Fund Direct IDCW Yearly

Loan Against Bandhan CRISIL IBX Gilt April 2028 Index Fund Direct Growth

Loan Against Bandhan CRISIL IBX Gilt April 2028 Index Fund Direct IDCW

Loan Against Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth

Loan Against Bandhan CRISIL IBX Gilt June 2027 Index Fund Direct IDCW

Loan Against Bandhan CRISIL IBX Gilt June 2027 Index Fund Direct Growth

Loan Against Bandhan US Equity FoF Direct Growth

Loan Against Bandhan US Equity FoF Direct IDCW

Loan Against Bandhan Nifty 100 Index Fund Direct Growth

Loan Against Bandhan Multi Cap Fund Direct Growth

Loan Against Bandhan Multi Cap Fund Direct IDCW

Loan Against Bandhan Midcap Fund Direct IDCW

Loan Against Bandhan Midcap Fund Direct Growth

Loan Against Bandhan Infrastructure Fund Direct Plan Growth

38.56

Loan Against Bandhan Infrastructure Fund Direct Plan IDCW

38.56

Loan Against Bandhan Sterling Value Fund Direct Plan IDCW

34.52

Loan Against Bandhan Sterling Value Fund Direct Plan Growth

34.52

Loan Against Bandhan Emerging Businesses Fund Direct IDCW

32.24

Loan Against Bandhan Emerging Businesses Fund Direct Growth

32.24

Loan Against Bandhan Tax Advantage (ELSS) Direct Plan IDCW

29.84

Loan Against Bandhan Tax Advantage (ELSS) Direct Plan Growth

29.84

Loan Against Bandhan Core Equity Fund Direct Growth

25.76

Loan Against Bandhan Core Equity Fund Direct IDCW

25.76

Loan Against Bandhan Flexi Cap Fund Direct Growth

19.31

Loan Against Bandhan Flexi Cap Fund Direct IDCW

19.31

Loan Against Bandhan Hybrid Equity Fund Direct Growth

18.2

Loan Against Bandhan Hybrid Equity Fund Direct IDCW

18.2

Loan Against Bandhan Nifty 50 Index Fund Direct Plan IDCW

18.14

Loan Against Bandhan Nifty 50 Index Fund Direct Plan Growth

18.14

Loan Against Bandhan Large Cap Fund Direct Growth

16.64

Loan Against Bandhan Large Cap Fund Direct IDCW

16.64

Loan Against Bandhan Focused Equity Fund Direct IDCW

15.04

Loan Against Bandhan Focused Equity Fund Direct Growth

15.04

Loan Against Bandhan Asset Allocation Aggressive Direct Plan Growth

13.92

Loan Against Bandhan Asset Allocation Aggressive Direct Plan IDCW

13.07

Loan Against Bandhan Balanced Advantage Fund Direct Growth

10.67

Loan Against Bandhan Balanced Advantage Fund Direct IDCW

10.67

Loan Against Bandhan Asset Allocation Moderate Direct Growth

10.5

Loan Against Bandhan Asset Allocation Moderate Direct IDCW

9.79

Loan Against Bandhan Equity Savings Fund Direct IDCW Monthly

9.12

Loan Against Bandhan Equity Savings Fund Direct Growth

9.12

Loan Against IDFC Government Securities Provident Direct Growth

7.86

Loan Against Bandhan Asset Allocation Conservative Direct Growth

7.16

Loan Against Bandhan Asset Allocation Conservative Direct IDCW

6.49

Loan Against Bandhan Regular Savings Fund Direct Plan IDCW Monthly

5.89

Loan Against Bandhan Regular Savings Fund Direct Plan Growth

5.89

Loan Against Bandhan Arbitrage Fund Direct IDCW Monthly

5.44

Loan Against Bandhan Arbitrage Fund Direct Growth

5.44

Loan Against Bandhan Credit Risk Fund Direct IDCW Quarterly

5.33

Loan Against Bandhan Credit Risk Fund Direct Growth

5.33

Loan Against Bandhan Money Manager Fund Direct Growth

5.05

Loan Against Bandhan Low Duration Fund Direct IDCW Daily

4.89

Loan Against Bandhan Low Duration Fund Direct Growth

4.89

Loan Against Bandhan Ultra Short Term Fund Direct Growth

4.87

Loan Against Bandhan Ultra Short Term Fund Direct IDCW

4.87

Loan Against Bandhan Liquid Fund Direct Plan Growth

4.84

Loan Against Bandhan Banking & PSU Debt Fund Direct IDCW

4.83

Loan Against Bandhan Banking & PSU Debt Fund Direct Growth

4.83

Loan Against Bandhan Corporate Bond Fund Direct IDCW

4.71

Loan Against Bandhan Corporate Bond Fund Direct Growth

4.71

Loan Against Bandhan Overnight Fund Direct IDCW Daily

4.61

Loan Against Bandhan Overnight Fund Direct Growth

4.61

Loan Against Bandhan Bond Fund Short Term Plan Direct Growth

4.59

Loan Against Bandhan All Seasons Bond Fund Direct Growth

4.58

Loan Against Bandhan All Seasons Bond Fund Direct IDCW Quarterly

4.22

Loan Against Bandhan Bond Fund Medium Term Plan Direct Growth

3.79

Loan Against Bandhan Government Securities Investment Plan Direct IDCW

3.48

Loan Against Bandhan Government Securities Investment Plan Direct Growth

3.48

Loan Against Bandhan Dynamic Bond Fund Direct Growth

3.43

Loan Against Bandhan Government Securities Fund Constant Maturity Direct Growth

2.88

Loan Against Bandhan Government Securities Fund Constant Maturity Direct IDCW Quarterly

2.88

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