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Loan Against Franklin India Government Securities Fund Direct Plan IDCW Quarterly

Debt

|

Gilt

|

Dividend

ISIN NO.  -  INF090I01HQ6

LAUNCH DATE  -  01-Jan-2013

Returns (CAGR)

1 yr. -2.3

3 yr. 6

5 yr. 6.37

Since Inception NA

Risk Category

Moderate

Stop Redemptions with Loan Against Mutual Funds

Unlock the potential of your mutual fund investments with loan facilities from a wide range of eligible mutual fund schemes. By availing a loan against your mutual funds, you can access funds without the need to sell or redeem your investments. Retain ownership of your mutual fund units and benefit from potential growth and dividends while meeting your financial requirements.

Why Take a Loan Instead of Selling or Redeeming Mutual Fund Units?

Taking a loan against your Franklin India Government Securities Fund Direct Plan IDCW Quarterly units offers several advantages over selling or redeeming your investments:

27-Oct-2023
11.4927

Fund size:
129.75075308 Cr

Exit Load:
Nil

Expense Ratio:
0.57%

Fund House:
Franklin Templeton Mutual Fund

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Min. Lump sum Investment ₹25000

Min. SIP Investment 500

CATEGORY AVERAGE 1 yr. 3.1% 3 yr. 4.0%

Check your eligible loan amount against mutual funds.

Value of your mutual fund
You are eligible for
50,000
Minimum portfolio value: ₹50,000
Interest Rate: 10%
Choose tenure
installment options
EMI
4395
per month
Balloon
help

Balloon Payment

(Interest only)

Pay monthly installments towards interest only. Settle the principal at the end of tenure.

416
per month

About Franklin India Government Securities Fund Direct Plan IDCW Quarterly

The Scheme seeks to generate return through investments in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the central Government and / or State Government for repayment of Principal and Interest. ;

What is a loan against
mutual funds?

With a Loan against Mutual Fund, you offer your MF units as collateral for the loan. The lender holds the Mutual Fund units as a security till you repay the loan amount. Your Mutual Funds will continue to earn returns, but you cannot sell them while you have pledged them to the lender.

You may borrow up to 50% of the value of your equity mutual fund schemes in your portfolio. The value of your mutual fund scheme is derived by multiplying the number of units by the scheme's NAV. The total value of all equity mutual fund schemes will be used to calculate your portfolio value.

Why Take a Loan Instead of Selling or Redeeming Mutual Fund Units?

Taking a loan against your Mutual Fund units offers several advantages over selling or redeeming your investments:

How to Apply for the Loan?

Applying for a loan against your Franklin India Government Securities Fund Direct Plan IDCW Quarterly through DhanLAP is simple.

Complete your EKYC
Pledge your Mutual Fund Holdings
Get Instant Loan disbursal to your bank account.
Apply for Loan against Mutual Funds Now

Eligibility Criteria for Loan Against Franklin India Government Securities Fund Direct Plan IDCW Quarterly

To be eligible for a loan against your Franklin India Government Securities Fund Direct Plan IDCW Quarterly units with DhanLAP , you typically need to meet the following criteria:

Icon description You should be between 18 and 65 years of age
Icon description Your entire mutual fund portfolio should not be less than ₹50,000
Icon description You should hold Mutual Funds approved with CAMS & Kfintech (RTAs).
Icon description Debt & ELSS funds are not eligible.
Icon description Joint mutual fund holders are not eligible for a loan.
Icon description You should be an Indian resident

Benefits of Taking Loan Against Your Franklin India Government Securities Fund Direct Plan IDCW Quarterly with DhanLAP

Choosing a loan against Franklin India Government Securities Fund Direct Plan IDCW Quarterly with DhanLAP offers several benefits:

1

Higher Loan Amount: DhanLAP allows you to avail a higher loan amount compared to regular LAMF products, enabling you to meet substantial financial requirements.

2

Longer Repayment Tenure: You can choose a longer repayment tenure for DhanLAP, giving you more flexibility in managing your loan repayments.

3

Customized Loan Structures: DhanLAP offers customized loan structures tailored to your financial goals and requirements, providing you with greater control over the loan terms.

4

Fully End-to-end Digital Process: The documentation process for DhanLAP is fully digital and hassle-free, ensuring a smoother loan application experience.

5

Avoid Disruption to Investment Strategy: Loan Against Your Franklin India Government Securities Fund Direct Plan IDCW Quarterly with DhanLAP allows you to avoid disrupting your investment strategy and long-term financial goals. Instead of selling or redeeming your mutual fund units, you can leverage them as collateral for a loan and continue to benefit from potential market growth.

6

Cost-Effective Solution: DhanLAP offers competitive interest rates, making it a cost-effective solution compared to traditional loan options. By opting for a Loan against Your Franklin India Government Securities Fund Direct Plan IDCW Quarterly units with DhanLAP, you can access funds while minimizing the impact on your finances.

7

Quick Access to Funds: With DhanLAP, you can enjoy quick and convenient access to funds. The loan approval and disbursal process is efficient, allowing you to meet your financial needs promptly.

8

Flexibility in Loan Utilization: The loan amount obtained through DhanLAP can be used for a wide range of purposes, including home renovation, education expenses, medical emergencies, debt consolidation, or any other financial requirements you may have. You have the freedom to utilize the funds as per your specific needs.

9

Convenient Repayment Options: DhanLAP provides flexible repayment options tailored to your financial circumstances. You can choose from various repayment tenures and select a repayment plan that suits your cash flow and repayment capabilities.

10

Simple and Transparent Process: DhanLAP ensures a simplified and transparent loan process. The documentation requirements are clear, and the loan terms and conditions are communicated upfront, providing you with clarity and peace of mind.

By choosing Loan Against Franklin India Government Securities Fund Direct Plan IDCW Quarterly with DhanLAP, you can unlock the value of your investments without liquidating them, enabling you to meet your financial goals while preserving your long-term wealth creation potential.

Apply for Loan against Mutual Funds Now

List of franklin templeton mutual fund Schemes.

Fund Name

3Y Returns

Loan Against Franklin India Balanced Advantage Fund Direct Growth

Loan Against Franklin India Fixed Maturity Plan Series 6 Plan C (1169 Days) Direct IDCW

Loan Against Franklin India Balanced Advantage Fund Direct IDCW

Loan Against Franklin Build India Direct Fund IDCW

38.76

Loan Against Franklin Build India Direct Fund Growth

38.76

Loan Against Franklin India Smaller Companies Direct Fund Growth

38.46

Loan Against Franklin India Smaller Companies Direct Fund IDCW

38.46

Loan Against Templeton India Value Fund Direct Plan IDCW

34.25

Loan Against Templeton India Value Fund Direct Plan Growth

34.25

Loan Against Franklin India Focused Equity Fund Direct IDCW

27.96

Loan Against Franklin India Focused Equity Fund Direct Growth

27.96

Loan Against Templeton India Equity Income Direct Plan IDCW

27.83

Loan Against Templeton India Equity Income Direct Plan Growth

27.83

Loan Against Franklin India Flexi Cap Fund Direct IDCW

27.15

Loan Against Franklin India Flexi Cap Fund Direct Growth

27.15

Loan Against Franklin India Taxshield Direct Growth

26.22

Loan Against Franklin India Taxshield Direct IDCW

26.22

Loan Against Franklin India Opportunities Direct Fund IDCW

25.93

Loan Against Franklin India Opportunities Direct Fund Growth

25.93

Loan Against Franklin India Prima Direct Fund Growth

24.38

Loan Against Franklin India Prima Direct Fund IDCW

24.38

Loan Against Franklin India Dynamic Asset Allocation Fund of Funds Direct Growth

23.14

Loan Against Franklin India Equity Advantage Fund Direct IDCW

22.83

Loan Against Franklin India Equity Advantage Fund Direct Growth

22.83

Loan Against Franklin India Dynamic Asset Allocation Fund of Funds Direct IDCW

21.94

Loan Against Franklin India Bluechip Direct Fund Growth

19.55

Loan Against Franklin India Bluechip Direct Fund IDCW

19.55

Loan Against Franklin India Equity Hybrid Fund Direct Growth

18.94

Loan Against Franklin India Equity Hybrid Fund Direct IDCW

18.94

Loan Against Franklin India NSE Nifty 50 Index Direct IDCW

17.84

Loan Against Franklin India NSE Nifty 50 Index Direct Growth

17.84

Loan Against Franklin India Technology Fund Direct Growth

17.2

Loan Against Franklin India Technology Fund Direct IDCW

17.2

Loan Against Franklin India Multi Asset Solution Fund of Funds Direct Growth

15.48

Loan Against Franklin India Life Stage FoF The 20s Plan Direct Growth

15.03

Loan Against Franklin India Multi Asset Solution Fund of Funds Direct IDCW

14.39

Loan Against Franklin India Life Stage FoF The 20s Plan Direct IDCW

14.35

Loan Against Franklin India Equity Savings Fund Direct Growth

11.92

Loan Against Franklin India Equity Savings Fund Direct IDCW Monthly

11.92

Loan Against Franklin India Short term Income Plan Retail Plan IDCW Quarterly

11.84

Loan Against Franklin India Life Stage FoF The 30s Plan Direct Growth

11.25

Loan Against Franklin India Life Stage FoF The 30s Plan Direct IDCW

10.64

Loan Against Franklin India Short term Income Plan Direct Growth

9.75

Loan Against Franklin India Short term Income Plan Direct IDCW Monthly

9.75

Loan Against Franklin India Pension Direct Plan IDCW

9.68

Loan Against Franklin India Pension Direct Plan Growth

9.68

Loan Against Franklin India Credit Risk Fund Direct Plan IDCW

9.19

Loan Against Franklin India Credit Risk Fund Direct Plan Growth

9.19

Loan Against Franklin India Debt Hybrid Fund A Direct Growth

8.46

Loan Against Franklin India Debt Hybrid Fund A Direct IDCW Monthly

8.46

Loan Against Franklin India Life Stage FoF The 50s Plus Floating Rate Direct Plan Growth

8.24

Loan Against Franklin India Low Duration Direct Plan IDCW Monthly

8.14

Loan Against Franklin India Low Duration Direct Plan Growth

8.14

Loan Against Franklin India Ultra Short Bond Fund Super Institutional Direct Growth

7.88

Loan Against Franklin India Ultra Short Bond Fund Super Institutional Direct IDCW Daily

7.88

Loan Against Franklin India Fixed Maturity Plan Series 5 Plan A (1273 Days) Direct IDCW Quarterly

7.87

Loan Against Franklin India Fixed Maturity Plan Series 5 Plan A (1273 Days) Direct IDCW

7.87

Loan Against Franklin India Fixed Maturity Plan Series 4 Plan F (1286 Days) Direct Growth

7.69

Loan Against Franklin India Fixed Maturity Plan Series 4 Plan F (1286 Days) Direct IDCW

7.69

Loan Against Franklin India Fixed Maturity Plan Series 5 Plan E (1224 Days) Direct Growth

7.58

Loan Against Franklin India Life Stage FoF The 50s Plus Floating Rate Direct Plan IDCW Quarterly

7.58

Loan Against Franklin India Fixed Maturity Plan Series 5 Plan E (1224 Days) Direct IDCW

7.58

Loan Against Franklin India Fixed Maturity Plan Series 6 Plan C (1169 Days) Direct Growth

7.53

Loan Against Franklin India Fixed Maturity Plan Series 5 Plan D (1238 Days) Direct Growth

7.51

Loan Against Franklin India Fixed Maturity Plan Series 5 Plan D (1238 Days) Direct IDCW

7.51

Loan Against Franklin India Fixed Maturity Plan Series 5 Plan F (1203 Days) Direct IDCW

7.48

Loan Against Franklin India Fixed Maturity Plan Series 5 Plan F (1203 Days) Direct Growth

7.48

Loan Against Franklin India Fixed Maturity Plan Series 5 Plan C (1259 Days) Direct Growth

7.44

Loan Against Franklin India Fixed Maturity Plan Series 5 Plan C (1259 Days) Direct IDCW Quarterly

7.44

Loan Against Franklin India Life Stage FoF The 40s Plan Direct IDCW

6.89

Loan Against Franklin India Government Securities Fund Direct Plan IDCW Quarterly

6

Loan Against Franklin India Floating Rate Fund Direct IDCW Daily

5.57

Loan Against Franklin India Floating Rate Fund Direct Growth

5.57

Loan Against Franklin India Dynamic Accrual Direct Plan Growth

5.43

Loan Against Franklin India Dynamic Accrual Direct Plan IDCW Quarterly

5.43

Loan Against Franklin India Income Opportunities Direct Plan Growth

5.42

Loan Against Franklin India Income Opportunities Direct Plan IDCW

5.42

Loan Against Franklin India Corporate Debt Fund Direct Growth

5.08

Loan Against Franklin India Corporate Debt Fund Direct IDCW Quarterly

5.08

Loan Against Franklin India Money Market Fund Direct IDCW Daily

5.04

Loan Against Franklin India Money Market Fund Direct Growth

5.04

Loan Against Franklin India Feeder Templeton European Opportunities Fund Direct Growth

4.87

Loan Against Franklin India Liquid Fund Direct IDCW Daily

4.84

Loan Against Franklin India Liquid Fund Direct IDCW Weekly

4.84

Loan Against Franklin India Banking & PSU Debt Fund Direct Growth

4.83

Loan Against Franklin India Banking & PSU Debt Fund Direct IDCW

4.83

Loan Against Franklin India Overnight Fund Direct IDCW Weekly

4.56

Loan Against Franklin India Overnight Fund Direct Growth

4.56

Loan Against Franklin India Feeder Templeton European Opportunities Fund Direct IDCW

3.94

Loan Against Franklin India Government Securities Fund Direct Plan Growth

3.58

Loan Against Franklin India Life Stage FoF The 50s Plus Direct Plan Growth

1.61

Loan Against Franklin India Feeder Franklin US Opportunities Direct Fund Growth

1.47

Loan Against Franklin India Life Stage FoF The 50s Plus Direct Plan IDCW Quarterly

0.87

Loan Against Franklin India Feeder Franklin US Opportunities Direct Fund IDCW

0.45

Loan Against Franklin Asian Equity Direct Fund IDCW

-5.07

Loan Against Franklin Asian Equity Direct Fund Growth

-5.07

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