Equity
|
Mid Cap
|
Growth
ISIN NO. - INF740K01PX1
LAUNCH DATE - 01-Jan-2013
Returns (CAGR)
1 yr. 17.34
3 yr. 19.39
5 yr. 17.71
Since Inception 16.0%
Risk Category
Very High
27-Oct-2023
112.265
Fund size:
15029.4681 Cr
Exit Load:
Exit load of 1% if redeemed less than 12 months
Expense Ratio:
0.82%
Fund House:
DSP Mutual Fund
Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.
Min. Lump sum Investment ₹500
Min. SIP Investment 100
CATEGORY AVERAGE 1 yr. 11.5% 3 yr. 22.3%
Balloon Payment
(Interest only)
Pay monthly installments towards interest only. Settle the principal at the end of tenure.
The scheme aims to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of midcap companies. ;
With a Loan against Mutual Fund, you offer your MF units as collateral for the loan. The lender holds the Mutual Fund units as a security till you repay the loan amount. Your Mutual Funds will continue to earn returns, but you cannot sell them while you have pledged them to the lender.
You may borrow up to 50% of the value of your equity mutual fund schemes in your portfolio. The value of your mutual fund scheme is derived by multiplying the number of units by the scheme's NAV. The total value of all equity mutual fund schemes will be used to calculate your portfolio value.
Higher Loan Amount: DhanLAP allows you to avail a higher loan amount compared to regular LAMF products, enabling you to meet substantial financial requirements.
Longer Repayment Tenure: You can choose a longer repayment tenure for DhanLAP, giving you more flexibility in managing your loan repayments.
Customized Loan Structures: DhanLAP offers customized loan structures tailored to your financial goals and requirements, providing you with greater control over the loan terms.
Fully End-to-end Digital Process: The documentation process for DhanLAP is fully digital and hassle-free, ensuring a smoother loan application experience.
Avoid Disruption to Investment Strategy: Loan Against Your DSP Midcap Direct Plan Growth with DhanLAP allows you to avoid disrupting your investment strategy and long-term financial goals. Instead of selling or redeeming your mutual fund units, you can leverage them as collateral for a loan and continue to benefit from potential market growth.
Cost-Effective Solution: DhanLAP offers competitive interest rates, making it a cost-effective solution compared to traditional loan options. By opting for a Loan against Your DSP Midcap Direct Plan Growth units with DhanLAP, you can access funds while minimizing the impact on your finances.
Quick Access to Funds: With DhanLAP, you can enjoy quick and convenient access to funds. The loan approval and disbursal process is efficient, allowing you to meet your financial needs promptly.
Flexibility in Loan Utilization: The loan amount obtained through DhanLAP can be used for a wide range of purposes, including home renovation, education expenses, medical emergencies, debt consolidation, or any other financial requirements you may have. You have the freedom to utilize the funds as per your specific needs.
Convenient Repayment Options: DhanLAP provides flexible repayment options tailored to your financial circumstances. You can choose from various repayment tenures and select a repayment plan that suits your cash flow and repayment capabilities.
Simple and Transparent Process: DhanLAP ensures a simplified and transparent loan process. The documentation requirements are clear, and the loan terms and conditions are communicated upfront, providing you with clarity and peace of mind.
By choosing Loan Against DSP Midcap Direct Plan Growth with DhanLAP, you can unlock the value of your investments without liquidating them, enabling you to meet your financial goals while preserving your long-term wealth creation potential.
Fund Name
3Y Returns
Loan Against DSP Value Fund Direct IDCW
Loan Against DSP Value Fund Direct Growth
Loan Against DSP Nifty Midcap 150 Quality 50 Index Fund Direct IDCW
Loan Against DSP Nifty Midcap 150 Quality 50 Index Fund Direct Growth
Loan Against DSP Global Innovation FoF Direct IDCW
Loan Against DSP Global Innovation FoF Direct Growth
Loan Against DSP Floater Fund Direct IDCW
Loan Against DSP Floater Fund Direct Growth
Loan Against DSP The Infrastructure Growth and Economic Reforms Regular Fund Direct Growth
38.9
Loan Against DSP The Infrastructure Growth and Economic Reforms Regular Fund Direct IDCW
38.9
Loan Against DSP Small Cap Direct Plan Growth
33.35
Loan Against DSP Small Cap Direct Plan IDCW
33.35
Loan Against DSP Natural Resources and New Energy Fund Direct Plan Growth
31.28
Loan Against DSP Natural Resources and New Energy Fund Direct Plan IDCW
31.28
Loan Against DSP Nifty 50 Equal Weight Index Fund Direct Growth
25.36
Loan Against DSP Nifty 50 Equal Weight Index Fund Direct IDCW
25.36
Loan Against DSP Tax Saver Direct Plan IDCW
24.11
Loan Against DSP Tax Saver Direct Plan Growth
24.11
Loan Against DSP Flexi Cap Fund Direct Plan Growth
21.57
Loan Against DSP Midcap Direct Plan IDCW
19.39
Loan Against DSP Midcap Direct Plan Growth
19.39
Loan Against DSP Nifty 50 Index Fund Direct IDCW
18.05
Loan Against DSP Nifty 50 Index Fund Direct Growth
18.05
Loan Against DSP Nifty Next 50 Index Fund Direct IDCW
17.46
Loan Against DSP Nifty Next 50 Index Fund Direct Growth
17.46
Loan Against DSP Focus Direct Plan Growth
17.44
Loan Against DSP Focus Direct Plan IDCW
17.44
Loan Against DSP Top 100 Equity Direct Plan IDCW
17.25
Loan Against DSP Top 100 Equity Direct Plan Growth
17.25
Loan Against DSP Equity & Bond Direct Growth
17.15
Loan Against DSP Healthcare Fund Direct Growth
14.99
Loan Against DSP Healthcare Fund Direct IDCW
14.99
Loan Against DSP Quant Fund Direct IDCW
14.7
Loan Against DSP Quant Fund Direct Growth
14.7
Loan Against DSP World Mining Fund Direct Plan Growth
12.85
Loan Against DSP World Mining Fund Direct Plan IDCW
12.09
Loan Against DSP Equity Savings Fund Direct Growth
11.3
Loan Against DSP Equity Savings Fund Direct IDCW Monthly
11.3
Loan Against DSP World Energy Fund Direct Plan Growth
11.05
Loan Against DSP World Energy Fund Direct Plan IDCW
10.37
Loan Against DSP Credit Risk Direct Plan IDCW
9.79
Loan Against DSP Credit Risk Direct Plan Growth
9.79
Loan Against DSP Dynamic Asset Allocation Fund Direct Growth
9.64
Loan Against DSP Regular Savings Fund Direct IDCW Monthly
8.66
Loan Against DSP Regular Savings Fund Direct Growth
8.66
Loan Against DSP Dynamic Asset Allocation Fund Direct IDCW Monthly
8.24
Loan Against DSP Arbitrage Fund Direct IDCW
5.32
Loan Against DSP Arbitrage Fund Direct IDCW Monthly
5.32
Loan Against DSP Ultra Short Fund Direct Plan IDCW
5.08
Loan Against DSP Ultra Short Fund Direct Plan Growth
5.08
Loan Against DSP Low Duration Fund Direct Growth
5.01
Loan Against DSP Low Duration Fund Direct IDCW Monthly
5.01
Loan Against DSP Savings Direct Plan Growth
4.94
Loan Against DSP Liquidity Direct Growth
4.85
Loan Against DSP Liquidity Direct IDCW Daily
4.85
Loan Against DSP Short Term Direct Plan IDCW Weekly
4.69
Loan Against DSP Short Term Direct Plan Growth
4.69
Loan Against DSP Overnight Fund Direct IDCW Weekly
4.63
Loan Against DSP Overnight Fund Direct Growth
4.63
Loan Against DSP Banking & PSU Debt Fund Direct IDCW Daily
4.49
Loan Against DSP Banking & PSU Debt Fund Direct Growth
4.49
Loan Against DSP Government Securities Direct Plan Growth
4.33
Loan Against DSP Strategic Bond Direct Plan IDCW Daily
4.23
Loan Against DSP Strategic Bond Direct Plan Growth
4.23
Loan Against DSP Corporate Bond Fund Direct IDCW
4.02
Loan Against DSP Corporate Bond Fund Direct Growth
4.02
Loan Against DSP Global Allocation Fund Direct Growth
3.87
Loan Against DSP Global Allocation Fund Direct IDCW
3.18
Loan Against DSP 10Y G Sec Fund Direct IDCW Monthly
2.4
Loan Against DSP 10Y G Sec Fund Direct Growth
2.4
Loan Against DSP Nifty SDL Plus G Sec Jun 2028 30:70 Index Fund Direct IDCW
2.2%
Loan Against DSP Nifty SDL Plus G Sec Jun 2028 30:70 Index Fund Direct Growth
2.2%
Loan Against DSP World Agriculture Direct Plan Growth
-3.5
Loan Against DSP World Agriculture Direct Plan IDCW
-3.78
Loan Against DSP World Gold FoF Direct Plan Growth
-6.66