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Loan Against DSP Liquidity Direct Growth

Debt

|

Liquid

|

Growth

ISIN NO.  -  INF740K01QL4

LAUNCH DATE  -  31-Dec-2012

Returns (CAGR)

1 yr. 6.97

3 yr. 4.85

5 yr. 5.25

Since Inception 6.8%

Risk Category

Low to Moderate

Stop Redemptions with Loan Against Mutual Funds

Unlock the potential of your mutual fund investments with loan facilities from a wide range of eligible mutual fund schemes. By availing a loan against your mutual funds, you can access funds without the need to sell or redeem your investments. Retain ownership of your mutual fund units and benefit from potential growth and dividends while meeting your financial requirements.

Why Take a Loan Instead of Selling or Redeeming Mutual Fund Units?

Taking a loan against your DSP Liquidity Direct Growth units offers several advantages over selling or redeeming your investments:

29-Oct-2023
3346.8261

Fund size:
11147.5414 Cr

Exit Load:
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Expense Ratio:
0.15%

Fund House:
DSP Mutual Fund

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Min. Lump sum Investment ₹500

Min. SIP Investment 100

CATEGORY AVERAGE 1 yr. 5.2% 3 yr. 4.0%

Check your eligible loan amount against mutual funds.

Value of your mutual fund
You are eligible for
50,000
Minimum portfolio value: ₹50,000
Interest Rate: 10%
Choose tenure
installment options
EMI
4395
per month
Balloon
help

Balloon Payment

(Interest only)

Pay monthly installments towards interest only. Settle the principal at the end of tenure.

416
per month

About DSP Liquidity Direct Growth

The fund seeks to generate reasonable return commensurate with low risk and high degree of liquidity from a portfolio of money market and high quality debt securities. ;

What is a loan against
mutual funds?

With a Loan against Mutual Fund, you offer your MF units as collateral for the loan. The lender holds the Mutual Fund units as a security till you repay the loan amount. Your Mutual Funds will continue to earn returns, but you cannot sell them while you have pledged them to the lender.

You may borrow up to 50% of the value of your equity mutual fund schemes in your portfolio. The value of your mutual fund scheme is derived by multiplying the number of units by the scheme's NAV. The total value of all equity mutual fund schemes will be used to calculate your portfolio value.

Why Take a Loan Instead of Selling or Redeeming Mutual Fund Units?

Taking a loan against your Mutual Fund units offers several advantages over selling or redeeming your investments:

How to Apply for the Loan?

Applying for a loan against your DSP Liquidity Direct Growth through DhanLAP is simple.

Complete your EKYC
Pledge your Mutual Fund Holdings
Get Instant Loan disbursal to your bank account.
Apply for Loan against Mutual Funds Now

Eligibility Criteria for Loan Against DSP Liquidity Direct Growth

To be eligible for a loan against your DSP Liquidity Direct Growth units with DhanLAP , you typically need to meet the following criteria:

Icon description You should be between 18 and 65 years of age
Icon description Your entire mutual fund portfolio should not be less than ₹50,000
Icon description You should hold Mutual Funds approved with CAMS & Kfintech (RTAs).
Icon description Debt & ELSS funds are not eligible.
Icon description Joint mutual fund holders are not eligible for a loan.
Icon description You should be an Indian resident

Benefits of Taking Loan Against Your DSP Liquidity Direct Growth with DhanLAP

Choosing a loan against DSP Liquidity Direct Growth with DhanLAP offers several benefits:

1

Higher Loan Amount: DhanLAP allows you to avail a higher loan amount compared to regular LAMF products, enabling you to meet substantial financial requirements.

2

Longer Repayment Tenure: You can choose a longer repayment tenure for DhanLAP, giving you more flexibility in managing your loan repayments.

3

Customized Loan Structures: DhanLAP offers customized loan structures tailored to your financial goals and requirements, providing you with greater control over the loan terms.

4

Fully End-to-end Digital Process: The documentation process for DhanLAP is fully digital and hassle-free, ensuring a smoother loan application experience.

5

Avoid Disruption to Investment Strategy: Loan Against Your DSP Liquidity Direct Growth with DhanLAP allows you to avoid disrupting your investment strategy and long-term financial goals. Instead of selling or redeeming your mutual fund units, you can leverage them as collateral for a loan and continue to benefit from potential market growth.

6

Cost-Effective Solution: DhanLAP offers competitive interest rates, making it a cost-effective solution compared to traditional loan options. By opting for a Loan against Your DSP Liquidity Direct Growth units with DhanLAP, you can access funds while minimizing the impact on your finances.

7

Quick Access to Funds: With DhanLAP, you can enjoy quick and convenient access to funds. The loan approval and disbursal process is efficient, allowing you to meet your financial needs promptly.

8

Flexibility in Loan Utilization: The loan amount obtained through DhanLAP can be used for a wide range of purposes, including home renovation, education expenses, medical emergencies, debt consolidation, or any other financial requirements you may have. You have the freedom to utilize the funds as per your specific needs.

9

Convenient Repayment Options: DhanLAP provides flexible repayment options tailored to your financial circumstances. You can choose from various repayment tenures and select a repayment plan that suits your cash flow and repayment capabilities.

10

Simple and Transparent Process: DhanLAP ensures a simplified and transparent loan process. The documentation requirements are clear, and the loan terms and conditions are communicated upfront, providing you with clarity and peace of mind.

By choosing Loan Against DSP Liquidity Direct Growth with DhanLAP, you can unlock the value of your investments without liquidating them, enabling you to meet your financial goals while preserving your long-term wealth creation potential.

Apply for Loan against Mutual Funds Now

List of dsp mutual fund Schemes.

Fund Name

3Y Returns

Loan Against DSP Value Fund Direct IDCW

Loan Against DSP Value Fund Direct Growth

Loan Against DSP Nifty Midcap 150 Quality 50 Index Fund Direct IDCW

Loan Against DSP Nifty Midcap 150 Quality 50 Index Fund Direct Growth

Loan Against DSP Global Innovation FoF Direct IDCW

Loan Against DSP Global Innovation FoF Direct Growth

Loan Against DSP Floater Fund Direct IDCW

Loan Against DSP Floater Fund Direct Growth

Loan Against DSP The Infrastructure Growth and Economic Reforms Regular Fund Direct Growth

38.9

Loan Against DSP The Infrastructure Growth and Economic Reforms Regular Fund Direct IDCW

38.9

Loan Against DSP Small Cap Direct Plan Growth

33.35

Loan Against DSP Small Cap Direct Plan IDCW

33.35

Loan Against DSP Natural Resources and New Energy Fund Direct Plan Growth

31.28

Loan Against DSP Natural Resources and New Energy Fund Direct Plan IDCW

31.28

Loan Against DSP Nifty 50 Equal Weight Index Fund Direct Growth

25.36

Loan Against DSP Nifty 50 Equal Weight Index Fund Direct IDCW

25.36

Loan Against DSP Tax Saver Direct Plan IDCW

24.11

Loan Against DSP Tax Saver Direct Plan Growth

24.11

Loan Against DSP Flexi Cap Fund Direct Plan Growth

21.57

Loan Against DSP Midcap Direct Plan IDCW

19.39

Loan Against DSP Midcap Direct Plan Growth

19.39

Loan Against DSP Nifty 50 Index Fund Direct IDCW

18.05

Loan Against DSP Nifty 50 Index Fund Direct Growth

18.05

Loan Against DSP Nifty Next 50 Index Fund Direct IDCW

17.46

Loan Against DSP Nifty Next 50 Index Fund Direct Growth

17.46

Loan Against DSP Focus Direct Plan Growth

17.44

Loan Against DSP Focus Direct Plan IDCW

17.44

Loan Against DSP Top 100 Equity Direct Plan IDCW

17.25

Loan Against DSP Top 100 Equity Direct Plan Growth

17.25

Loan Against DSP Equity & Bond Direct Growth

17.15

Loan Against DSP Healthcare Fund Direct Growth

14.99

Loan Against DSP Healthcare Fund Direct IDCW

14.99

Loan Against DSP Quant Fund Direct IDCW

14.7

Loan Against DSP Quant Fund Direct Growth

14.7

Loan Against DSP World Mining Fund Direct Plan Growth

12.85

Loan Against DSP World Mining Fund Direct Plan IDCW

12.09

Loan Against DSP Equity Savings Fund Direct Growth

11.3

Loan Against DSP Equity Savings Fund Direct IDCW Monthly

11.3

Loan Against DSP World Energy Fund Direct Plan Growth

11.05

Loan Against DSP World Energy Fund Direct Plan IDCW

10.37

Loan Against DSP Credit Risk Direct Plan IDCW

9.79

Loan Against DSP Credit Risk Direct Plan Growth

9.79

Loan Against DSP Dynamic Asset Allocation Fund Direct Growth

9.64

Loan Against DSP Regular Savings Fund Direct IDCW Monthly

8.66

Loan Against DSP Regular Savings Fund Direct Growth

8.66

Loan Against DSP Dynamic Asset Allocation Fund Direct IDCW Monthly

8.24

Loan Against DSP Arbitrage Fund Direct IDCW

5.32

Loan Against DSP Arbitrage Fund Direct IDCW Monthly

5.32

Loan Against DSP Ultra Short Fund Direct Plan IDCW

5.08

Loan Against DSP Ultra Short Fund Direct Plan Growth

5.08

Loan Against DSP Low Duration Fund Direct Growth

5.01

Loan Against DSP Low Duration Fund Direct IDCW Monthly

5.01

Loan Against DSP Savings Direct Plan Growth

4.94

Loan Against DSP Liquidity Direct Growth

4.85

Loan Against DSP Liquidity Direct IDCW Daily

4.85

Loan Against DSP Short Term Direct Plan IDCW Weekly

4.69

Loan Against DSP Short Term Direct Plan Growth

4.69

Loan Against DSP Overnight Fund Direct IDCW Weekly

4.63

Loan Against DSP Overnight Fund Direct Growth

4.63

Loan Against DSP Banking & PSU Debt Fund Direct IDCW Daily

4.49

Loan Against DSP Banking & PSU Debt Fund Direct Growth

4.49

Loan Against DSP Government Securities Direct Plan Growth

4.33

Loan Against DSP Strategic Bond Direct Plan IDCW Daily

4.23

Loan Against DSP Strategic Bond Direct Plan Growth

4.23

Loan Against DSP Corporate Bond Fund Direct IDCW

4.02

Loan Against DSP Corporate Bond Fund Direct Growth

4.02

Loan Against DSP Global Allocation Fund Direct Growth

3.87

Loan Against DSP Global Allocation Fund Direct IDCW

3.18

Loan Against DSP 10Y G Sec Fund Direct IDCW Monthly

2.4

Loan Against DSP 10Y G Sec Fund Direct Growth

2.4

Loan Against DSP Nifty SDL Plus G Sec Jun 2028 30:70 Index Fund Direct IDCW

2.2%

Loan Against DSP Nifty SDL Plus G Sec Jun 2028 30:70 Index Fund Direct Growth

2.2%

Loan Against DSP World Agriculture Direct Plan Growth

-3.5

Loan Against DSP World Agriculture Direct Plan IDCW

-3.78

Loan Against DSP World Gold FoF Direct Plan Growth

-6.66

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