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Loan Against Aditya Birla Sun Life Focused Fund Direct Growth

Equity

|

Focused

|

Growth

ISIN NO.  -  INF209K01WE3

LAUNCH DATE  -  01-Jan-2013

Returns (CAGR)

1 yr. 9.53

3 yr. 18.56

5 yr. 14.81

Since Inception 14.0%

Risk Category

Very High

Stop Redemptions with Loan Against Mutual Funds

Unlock the potential of your mutual fund investments with loan facilities from a wide range of eligible mutual fund schemes. By availing a loan against your mutual funds, you can access funds without the need to sell or redeem your investments. Retain ownership of your mutual fund units and benefit from potential growth and dividends while meeting your financial requirements.

Why Take a Loan Instead of Selling or Redeeming Mutual Fund Units?

Taking a loan against your Aditya Birla Sun Life Focused Fund Direct Growth units offers several advantages over selling or redeeming your investments:

27-Oct-2023
111.2406

Fund size:
6243.3308 Cr

Exit Load:
1% for redemption within 90 days

Expense Ratio:
0.9%

Fund House:
Aditya Birla Sun Life Mutual Fund

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

Min. Lump sum Investment ₹1000

Min. SIP Investment 1000

CATEGORY AVERAGE 1 yr. 7.4% 3 yr. 16.9%

Check your eligible loan amount against mutual funds.

Value of your mutual fund
You are eligible for
50,000
Minimum portfolio value: ₹50,000
Interest Rate: 10%
Choose tenure
installment options
EMI
4395
per month
Balloon
help

Balloon Payment

(Interest only)

Pay monthly installments towards interest only. Settle the principal at the end of tenure.

416
per month

About Aditya Birla Sun Life Focused Fund Direct Growth

The Scheme seeks to achieve long term capital appreciation by investing in upto 30 companies with long term sustainable competitive advantage and growth potential ;

What is a loan against
mutual funds?

With a Loan against Mutual Fund, you offer your MF units as collateral for the loan. The lender holds the Mutual Fund units as a security till you repay the loan amount. Your Mutual Funds will continue to earn returns, but you cannot sell them while you have pledged them to the lender.

You may borrow up to 50% of the value of your equity mutual fund schemes in your portfolio. The value of your mutual fund scheme is derived by multiplying the number of units by the scheme's NAV. The total value of all equity mutual fund schemes will be used to calculate your portfolio value.

Why Take a Loan Instead of Selling or Redeeming Mutual Fund Units?

Taking a loan against your Mutual Fund units offers several advantages over selling or redeeming your investments:

How to Apply for the Loan?

Applying for a loan against your Aditya Birla Sun Life Focused Fund Direct Growth through DhanLAP is simple.

Complete your EKYC
Pledge your Mutual Fund Holdings
Get Instant Loan disbursal to your bank account.
Apply for Loan against Mutual Funds Now

Eligibility Criteria for Loan Against Aditya Birla Sun Life Focused Fund Direct Growth

To be eligible for a loan against your Aditya Birla Sun Life Focused Fund Direct Growth units with DhanLAP , you typically need to meet the following criteria:

Icon description You should be between 18 and 65 years of age
Icon description Your entire mutual fund portfolio should not be less than ₹50,000
Icon description You should hold Mutual Funds approved with CAMS & Kfintech (RTAs).
Icon description Debt & ELSS funds are not eligible.
Icon description Joint mutual fund holders are not eligible for a loan.
Icon description You should be an Indian resident

Benefits of Taking Loan Against Your Aditya Birla Sun Life Focused Fund Direct Growth with DhanLAP

Choosing a loan against Aditya Birla Sun Life Focused Fund Direct Growth with DhanLAP offers several benefits:

1

Higher Loan Amount: DhanLAP allows you to avail a higher loan amount compared to regular LAMF products, enabling you to meet substantial financial requirements.

2

Longer Repayment Tenure: You can choose a longer repayment tenure for DhanLAP, giving you more flexibility in managing your loan repayments.

3

Customized Loan Structures: DhanLAP offers customized loan structures tailored to your financial goals and requirements, providing you with greater control over the loan terms.

4

Fully End-to-end Digital Process: The documentation process for DhanLAP is fully digital and hassle-free, ensuring a smoother loan application experience.

5

Avoid Disruption to Investment Strategy: Loan Against Your Aditya Birla Sun Life Focused Fund Direct Growth with DhanLAP allows you to avoid disrupting your investment strategy and long-term financial goals. Instead of selling or redeeming your mutual fund units, you can leverage them as collateral for a loan and continue to benefit from potential market growth.

6

Cost-Effective Solution: DhanLAP offers competitive interest rates, making it a cost-effective solution compared to traditional loan options. By opting for a Loan against Your Aditya Birla Sun Life Focused Fund Direct Growth units with DhanLAP, you can access funds while minimizing the impact on your finances.

7

Quick Access to Funds: With DhanLAP, you can enjoy quick and convenient access to funds. The loan approval and disbursal process is efficient, allowing you to meet your financial needs promptly.

8

Flexibility in Loan Utilization: The loan amount obtained through DhanLAP can be used for a wide range of purposes, including home renovation, education expenses, medical emergencies, debt consolidation, or any other financial requirements you may have. You have the freedom to utilize the funds as per your specific needs.

9

Convenient Repayment Options: DhanLAP provides flexible repayment options tailored to your financial circumstances. You can choose from various repayment tenures and select a repayment plan that suits your cash flow and repayment capabilities.

10

Simple and Transparent Process: DhanLAP ensures a simplified and transparent loan process. The documentation requirements are clear, and the loan terms and conditions are communicated upfront, providing you with clarity and peace of mind.

By choosing Loan Against Aditya Birla Sun Life Focused Fund Direct Growth with DhanLAP, you can unlock the value of your investments without liquidating them, enabling you to meet your financial goals while preserving your long-term wealth creation potential.

Apply for Loan against Mutual Funds Now

List of aditya birla sun life mutual fund Schemes.

Fund Name

3Y Returns

Loan Against Aditya Birla Sun Life Nifty SDL Apr 2027 Index Fund Direct Growth

Loan Against Aditya Birla Sun Life Nifty SDL Sep 2025 Index Fund Direct IDCW

Loan Against Aditya Birla Sun Life Nifty Next 50 Index Fund Direct Growth

Loan Against Aditya Birla Sun Life Silver ETF FoF Direct Growth

Loan Against Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Direct IDCW

Loan Against Aditya Birla Sun Life Nifty Next 50 Index Fund Direct IDCW

Loan Against Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Direct Growth

Loan Against Aditya Birla Sun Life Multi Cap Fund Direct IDCW

Loan Against Aditya Birla Sun Life NASDAQ 100 FOF Direct IDCW

Loan Against Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Direct Growth

Loan Against Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Direct IDCW

Loan Against Aditya Birla Sun Life Nifty SDL Sep 2025 Index Fund Direct Growth

Loan Against Aditya Birla Sun Life Nifty Midcap 150 Index Fund Direct Growth

Loan Against Aditya Birla Sun Life NASDAQ 100 FOF Direct Growth

Loan Against Aditya Birla Sun Life Nifty SDL Apr 2027 Index Fund Direct IDCW

Loan Against Aditya Birla Sun Life CRISIL IBX AAA Jun 2023 Index Fund Direct IDCW

Loan Against Aditya Birla Sun Life Long Duration Fund Direct Growth

Loan Against Aditya Birla Sun Life Nifty Midcap 150 Index Fund Direct IDCW

Loan Against Aditya Birla Sun Life CRISIL IBX AAA Jun 2023 Index Fund Direct Growth

Loan Against Aditya Birla Sun Life CRISIL IBX Gilt Apr 2029 Index Fund Direct Growth

Loan Against Aditya Birla Sun Life Multi Index FoF Direct IDCW

Loan Against Aditya Birla Sun Life Business Cycle Fund Direct Growth

Loan Against Aditya Birla Sun Life Business Cycle Fund Direct IDCW

Loan Against Aditya Birla Sun Life CRISIL IBX Gilt Apr 2029 Index Fund Direct IDCW

Loan Against Aditya Birla Sun Life CRISIL IBX Gilt April 2026 Index Fund Direct Growth

Loan Against Aditya Birla Sun Life CRISIL IBX Gilt April 2026 Index Fund Direct IDCW

Loan Against Aditya Birla Sun Life ESG Fund Direct IDCW

Loan Against Aditya Birla Sun Life ESG Fund Direct Growth

Loan Against Aditya Birla Sun Life Long Duration Fund Direct IDCW

Loan Against Aditya Birla Sun Life Multi Cap Fund Direct Growth

Loan Against Aditya Birla Sun Life Silver ETF FoF Direct IDCW

Loan Against Aditya Birla Sun Life Multi Index FoF Direct Growth

Loan Against Aditya Birla Sun Life PSU Equity Fund Direct Growth

40.02

Loan Against Aditya Birla Sun Life PSU Equity Fund Direct IDCW

40.02

Loan Against Aditya Birla Sun Life Infrastructure Direct Fund IDCW

37.18

Loan Against Aditya Birla Sun Life Infrastructure Direct Fund Growth

37.18

Loan Against Aditya Birla Sun Life Small Cap Fund Direct IDCW

29.49

Loan Against Aditya Birla Sun Life Small Cap Fund Direct Growth

29.49

Loan Against Aditya Birla Sun Life Mid Cap Direct Fund IDCW

27.97

Loan Against Aditya Birla Sun Life Mid Cap Direct Fund Growth

27.97

Loan Against Aditya Birla Sun Life Pure Value Direct Fund IDCW

27.83

Loan Against Aditya Birla Sun Life Pure Value Direct Fund Growth

27.83

Loan Against Aditya Birla Sun Life Dividend Yield Fund Direct IDCW

25.39

Loan Against Aditya Birla Sun Life Dividend Yield Fund Direct Growth

25.39

Loan Against Aditya Birla Sun Life Banking & Financial Services Fund Direct Growth

24.81

Loan Against Aditya Birla Sun Life Banking & Financial Services Fund Direct IDCW

24.81

Loan Against Aditya Birla Sun Life India GenNext Direct Fund IDCW

23.29

Loan Against Aditya Birla Sun Life India GenNext Direct Fund Growth

23.29

Loan Against Aditya Birla Sun Life Digital India Fund Direct Growth

22.48

Loan Against Aditya Birla Sun Life Digital India Fund Direct IDCW

22.48

Loan Against Aditya Birla Sun Life Special Opportunities Fund Direct IDCW

20.88

Loan Against Aditya Birla Sun Life Special Opportunities Fund Direct Growth

20.88

Loan Against Aditya Birla Sun Life Frontline Equity Direct Fund Growth

20.16

Loan Against Aditya Birla Sun Life Commodity Equities Fund Global Agri Plan Direct IDCW

19.98

Loan Against Aditya Birla Sun Life Flexi Cap Fund Direct Growth

19.83

Loan Against Aditya Birla Sun Life Flexi Cap Fund Direct IDCW

19.83

Loan Against Aditya Birla Sun Life International Equity Fund Plan B Direct Growth

19.43

Loan Against Aditya Birla Sun Life Frontline Equity Direct Fund IDCW

19.35

Loan Against Aditya Birla Sun Life Focused Fund Direct Growth

18.56

Loan Against Aditya Birla Sun Life Focused Fund Direct IDCW

18.56

Loan Against Aditya Birla Sun Life Manufacturing Equity Fund Direct Growth

17.93

Loan Against Aditya Birla Sun Life Manufacturing Equity Fund Direct IDCW

17.93

Loan Against Aditya Birla Sun Life Nifty 50 Index Fund Direct Growth

17.92

Loan Against Aditya Birla Sun Life Nifty 50 Index Fund Direct IDCW

17.92

Loan Against Aditya Birla Sun Life Financial Planning FoF Aggressive Plan Direct Growth

17.7

Loan Against Aditya Birla Sun Life Financial Planning FoF Aggressive Plan Direct IDCW Half Yearly

17.7

Loan Against Aditya Birla Sun Life Equity Advantage Fund Direct IDCW

17.67

Loan Against Aditya Birla Sun Life Equity Advantage Fund Direct Growth

17.67

Loan Against Aditya Birla Sun Life Equity Hybrid '95 Fund Direct IDCW

16.34

Loan Against Aditya Birla Sun Life Equity Hybrid '95 Fund Direct Growth

16.34

Loan Against Aditya Birla Sun Life Asset Allocator FoF Direct IDCW

15.19

Loan Against Aditya Birla Sun Life Asset Allocator FoF Direct Growth

15.19

Loan Against Aditya Birla Sun Life Bal Bhavishya Yojna Direct Growth

14.28

Loan Against Aditya Birla Sun Life Bal Bhavishya Yojna Direct IDCW

14.28

Loan Against Aditya Birla Sun Life Medium Term Direct Plan IDCW

14.24

Loan Against Aditya Birla Sun Life Medium Term Direct Plan IDCW Half Yearly

14.24

Loan Against Aditya Birla Sun Life Balanced Advantage Fund Direct IDCW

14.18

Loan Against Aditya Birla Sun Life Balanced Advantage Fund Direct Growth

14.18

Loan Against Aditya Birla Sun Life Financial Planning FoF Moderate Plan Direct Growth

14

Loan Against Aditya Birla Sun Life Financial Planning FoF Moderate Plan Direct IDCW Quarterly

14

Loan Against Aditya Birla Sun Life Retirement Fund The 30s Plan Direct Growth

13.53

Loan Against Aditya Birla Sun Life Retirement Fund The 30s Plan Direct IDCW

13.53

Loan Against Aditya Birla Sun Life Pharma & Healthcare Fund Direct IDCW

12.97

Loan Against Aditya Birla Sun Life Pharma & Healthcare Fund Direct Growth

12.97

Loan Against Aditya Birla Sun Life Regular Savings Fund Direct Growth

11.83

Loan Against Aditya Birla Sun Life Regular Savings Fund Direct IDCW Monthly

11.83

Loan Against Aditya Birla Sun Life ELSS Tax Relief 96 Direct Growth

11.42

Loan Against Aditya Birla Sun Life ELSS Tax Relief 96 Direct IDCW

11.42

Loan Against Aditya Birla Sun Life Financial Planning FoF Conservative Plan Direct Growth

10.71

Loan Against Aditya Birla Sun Life Financial Planning FoF Conservative Plan Direct IDCW Quarterly

10.71

Loan Against Aditya Birla Sun Life Equity Savings Fund Direct IDCW

10.59

Loan Against Aditya Birla Sun Life Equity Savings Fund Direct Growth

10.59

Loan Against Aditya Birla Sun Life Global Excellence Equity FoF Retail Direct Growth

9.1

Loan Against Aditya Birla Sun Life Global Excellence Equity FoF Retail Direct IDCW

9.1

Loan Against Aditya Birla Sun Life Credit Risk Fund Direct Growth

8.02

Loan Against Aditya Birla Sun Life Banking & PSU Debt Fund Direct (Ex) Growth

7.82

Loan Against Aditya Birla Sun Life Dynamic Bond Retail Fund Direct Growth

6.38

Loan Against Aditya Birla Sun Life Dynamic Bond Retail Fund Direct IDCW

6.38

Loan Against Aditya Birla Sun Life Gold Direct Fund IDCW

5.59

Loan Against Aditya Birla Sun Life Gold Direct Fund Growth

5.59

Loan Against Aditya Birla Sun Life Short Term Direct Fund IDCW

5.58

Loan Against Aditya Birla Sun Life Short Term Direct Fund Growth

5.58

Loan Against Aditya Birla Sun Life Low Duration Fund Direct IDCW Daily

5.56

Loan Against Aditya Birla Sun Life Low Duration Fund Direct Growth

5.56

Loan Against Aditya Birla Sun Life Arbitrage Fund Direct Growth

5.54

Loan Against Aditya Birla Sun Life Arbitrage Fund Direct IDCW

5.54

Loan Against Aditya Birla Sun Life Floating Rate Direct Fund Growth

5.46

Loan Against Aditya Birla Sun Life Floating Rate Direct Fund IDCW Daily

5.46

Loan Against Aditya Birla Sun Life Savings Direct IDCW Daily

5.31

Loan Against Aditya Birla Sun Life Savings Direct Growth

5.31

Loan Against Aditya Birla Sun Life Money Manager Fund Direct IDCW Weekly

5.29

Loan Against Aditya Birla Sun Life Money Manager Fund Direct IDCW Daily

5.29

Loan Against Aditya Birla Sun Life Corporate Bond Fund Direct IDCW Monthly

5.2

Loan Against Aditya Birla Sun Life Credit Risk Fund Direct IDCW

5.2

Loan Against Aditya Birla Sun Life Corporate Bond Fund Direct Growth

5.2

Loan Against Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct IDCW

5.13

Loan Against Aditya Birla Sun Life Active Debt Multi Manager FoF Scheme Direct IDCW Quarterly

5.13

Loan Against Aditya Birla Sun Life Active Debt Multi Manager FoF Scheme Direct Growth

5.13

Loan Against Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth

5.13

Loan Against Aditya Birla Sun Life Liquid Fund Direct IDCW Daily

4.91

Loan Against Aditya Birla Sun Life Liquid Fund Direct IDCW

4.91

Loan Against Aditya Birla Sun Life Overnight Fund Direct IDCW Monthly

4.63

Loan Against Aditya Birla Sun Life Overnight Fund Direct Growth

4.63

Loan Against Aditya Birla Sun Life International Equity Fund Direct Growth

4.37

Loan Against Aditya Birla Sun Life Income Fund Direct IDCW

4.35

Loan Against Aditya Birla Sun Life Income Fund Direct Growth

4.35

Loan Against Aditya Birla Sun Life Government Securities Fund Direct Plan Growth

4.25

Loan Against Aditya Birla Sun Life Government Securities Fund Direct Plan IDCW Quarterly

4.25

Loan Against Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund Direct Growth

3.6%

Loan Against Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund Direct IDCW

3.6%

Loan Against Aditya Birla Sun Life Global Emerging Opportunities Fund Direct IDCW

3.55

Loan Against Aditya Birla Sun Life Global Emerging Opportunities Fund Direct Growth

3.55

Loan Against Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU Apr 2027 Index Fund Direct IDCW

2.2%

Loan Against Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU Apr 2027 Index Fund Direct Growth

2.2%

Loan Against Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU Apr 2025 Index Fund Direct Growth

1.8%

Loan Against Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU Apr 2025 Index Fund Direct IDCW

1.8%

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