Equity
|
ELSS
|
Growth
ISIN NO. - INF209K01UN8
LAUNCH DATE - 01-Jan-2013
Returns (CAGR)
1 yr. 7.4
3 yr. 11.42
5 yr. 10.05
Since Inception 13.4%
Risk Category
Very High
27-Oct-2023
47.89
Fund size:
14173.8516 Cr
Exit Load:
Nil
Expense Ratio:
0.93%
Fund House:
Aditya Birla Sun Life Mutual Fund
Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.
Min. Lump sum Investment ₹500
Min. SIP Investment 500
CATEGORY AVERAGE 1 yr. 9.1% 3 yr. 17.7%
Balloon Payment
(Interest only)
Pay monthly installments towards interest only. Settle the principal at the end of tenure.
The scheme seeks long-term capital growth and will invest approximately 80 per cent of its assets in equity, while the balance would be a invested in debt and money market instrument. It was converted to an open-ended scheme with effect from July 1999. A combination of top down & bottom up approach will be followed in the stock selection process. ;
With a Loan against Mutual Fund, you offer your MF units as collateral for the loan. The lender holds the Mutual Fund units as a security till you repay the loan amount. Your Mutual Funds will continue to earn returns, but you cannot sell them while you have pledged them to the lender.
You may borrow up to 50% of the value of your equity mutual fund schemes in your portfolio. The value of your mutual fund scheme is derived by multiplying the number of units by the scheme's NAV. The total value of all equity mutual fund schemes will be used to calculate your portfolio value.
Higher Loan Amount: DhanLAP allows you to avail a higher loan amount compared to regular LAMF products, enabling you to meet substantial financial requirements.
Longer Repayment Tenure: You can choose a longer repayment tenure for DhanLAP, giving you more flexibility in managing your loan repayments.
Customized Loan Structures: DhanLAP offers customized loan structures tailored to your financial goals and requirements, providing you with greater control over the loan terms.
Fully End-to-end Digital Process: The documentation process for DhanLAP is fully digital and hassle-free, ensuring a smoother loan application experience.
Avoid Disruption to Investment Strategy: Loan Against Your Aditya Birla Sun Life ELSS Tax Relief 96 Direct Growth with DhanLAP allows you to avoid disrupting your investment strategy and long-term financial goals. Instead of selling or redeeming your mutual fund units, you can leverage them as collateral for a loan and continue to benefit from potential market growth.
Cost-Effective Solution: DhanLAP offers competitive interest rates, making it a cost-effective solution compared to traditional loan options. By opting for a Loan against Your Aditya Birla Sun Life ELSS Tax Relief 96 Direct Growth units with DhanLAP, you can access funds while minimizing the impact on your finances.
Quick Access to Funds: With DhanLAP, you can enjoy quick and convenient access to funds. The loan approval and disbursal process is efficient, allowing you to meet your financial needs promptly.
Flexibility in Loan Utilization: The loan amount obtained through DhanLAP can be used for a wide range of purposes, including home renovation, education expenses, medical emergencies, debt consolidation, or any other financial requirements you may have. You have the freedom to utilize the funds as per your specific needs.
Convenient Repayment Options: DhanLAP provides flexible repayment options tailored to your financial circumstances. You can choose from various repayment tenures and select a repayment plan that suits your cash flow and repayment capabilities.
Simple and Transparent Process: DhanLAP ensures a simplified and transparent loan process. The documentation requirements are clear, and the loan terms and conditions are communicated upfront, providing you with clarity and peace of mind.
By choosing Loan Against Aditya Birla Sun Life ELSS Tax Relief 96 Direct Growth with DhanLAP, you can unlock the value of your investments without liquidating them, enabling you to meet your financial goals while preserving your long-term wealth creation potential.
Fund Name
3Y Returns
Loan Against Aditya Birla Sun Life Nifty SDL Apr 2027 Index Fund Direct Growth
Loan Against Aditya Birla Sun Life Nifty SDL Sep 2025 Index Fund Direct IDCW
Loan Against Aditya Birla Sun Life Nifty Next 50 Index Fund Direct Growth
Loan Against Aditya Birla Sun Life Silver ETF FoF Direct Growth
Loan Against Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Direct IDCW
Loan Against Aditya Birla Sun Life Nifty Next 50 Index Fund Direct IDCW
Loan Against Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Direct Growth
Loan Against Aditya Birla Sun Life Multi Cap Fund Direct IDCW
Loan Against Aditya Birla Sun Life NASDAQ 100 FOF Direct IDCW
Loan Against Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Direct Growth
Loan Against Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Direct IDCW
Loan Against Aditya Birla Sun Life Nifty SDL Sep 2025 Index Fund Direct Growth
Loan Against Aditya Birla Sun Life Nifty Midcap 150 Index Fund Direct Growth
Loan Against Aditya Birla Sun Life NASDAQ 100 FOF Direct Growth
Loan Against Aditya Birla Sun Life Nifty SDL Apr 2027 Index Fund Direct IDCW
Loan Against Aditya Birla Sun Life CRISIL IBX AAA Jun 2023 Index Fund Direct IDCW
Loan Against Aditya Birla Sun Life Long Duration Fund Direct Growth
Loan Against Aditya Birla Sun Life Nifty Midcap 150 Index Fund Direct IDCW
Loan Against Aditya Birla Sun Life CRISIL IBX AAA Jun 2023 Index Fund Direct Growth
Loan Against Aditya Birla Sun Life CRISIL IBX Gilt Apr 2029 Index Fund Direct Growth
Loan Against Aditya Birla Sun Life Multi Index FoF Direct IDCW
Loan Against Aditya Birla Sun Life Business Cycle Fund Direct Growth
Loan Against Aditya Birla Sun Life Business Cycle Fund Direct IDCW
Loan Against Aditya Birla Sun Life CRISIL IBX Gilt Apr 2029 Index Fund Direct IDCW
Loan Against Aditya Birla Sun Life CRISIL IBX Gilt April 2026 Index Fund Direct Growth
Loan Against Aditya Birla Sun Life CRISIL IBX Gilt April 2026 Index Fund Direct IDCW
Loan Against Aditya Birla Sun Life ESG Fund Direct IDCW
Loan Against Aditya Birla Sun Life ESG Fund Direct Growth
Loan Against Aditya Birla Sun Life Long Duration Fund Direct IDCW
Loan Against Aditya Birla Sun Life Multi Cap Fund Direct Growth
Loan Against Aditya Birla Sun Life Silver ETF FoF Direct IDCW
Loan Against Aditya Birla Sun Life Multi Index FoF Direct Growth
Loan Against Aditya Birla Sun Life PSU Equity Fund Direct Growth
40.02
Loan Against Aditya Birla Sun Life PSU Equity Fund Direct IDCW
40.02
Loan Against Aditya Birla Sun Life Infrastructure Direct Fund IDCW
37.18
Loan Against Aditya Birla Sun Life Infrastructure Direct Fund Growth
37.18
Loan Against Aditya Birla Sun Life Small Cap Fund Direct IDCW
29.49
Loan Against Aditya Birla Sun Life Small Cap Fund Direct Growth
29.49
Loan Against Aditya Birla Sun Life Mid Cap Direct Fund IDCW
27.97
Loan Against Aditya Birla Sun Life Mid Cap Direct Fund Growth
27.97
Loan Against Aditya Birla Sun Life Pure Value Direct Fund IDCW
27.83
Loan Against Aditya Birla Sun Life Pure Value Direct Fund Growth
27.83
Loan Against Aditya Birla Sun Life Dividend Yield Fund Direct IDCW
25.39
Loan Against Aditya Birla Sun Life Dividend Yield Fund Direct Growth
25.39
Loan Against Aditya Birla Sun Life Banking & Financial Services Fund Direct Growth
24.81
Loan Against Aditya Birla Sun Life Banking & Financial Services Fund Direct IDCW
24.81
Loan Against Aditya Birla Sun Life India GenNext Direct Fund IDCW
23.29
Loan Against Aditya Birla Sun Life India GenNext Direct Fund Growth
23.29
Loan Against Aditya Birla Sun Life Digital India Fund Direct Growth
22.48
Loan Against Aditya Birla Sun Life Digital India Fund Direct IDCW
22.48
Loan Against Aditya Birla Sun Life Special Opportunities Fund Direct IDCW
20.88
Loan Against Aditya Birla Sun Life Special Opportunities Fund Direct Growth
20.88
Loan Against Aditya Birla Sun Life Frontline Equity Direct Fund Growth
20.16
Loan Against Aditya Birla Sun Life Commodity Equities Fund Global Agri Plan Direct IDCW
19.98
Loan Against Aditya Birla Sun Life Flexi Cap Fund Direct Growth
19.83
Loan Against Aditya Birla Sun Life Flexi Cap Fund Direct IDCW
19.83
Loan Against Aditya Birla Sun Life International Equity Fund Plan B Direct Growth
19.43
Loan Against Aditya Birla Sun Life Frontline Equity Direct Fund IDCW
19.35
Loan Against Aditya Birla Sun Life Focused Fund Direct Growth
18.56
Loan Against Aditya Birla Sun Life Focused Fund Direct IDCW
18.56
Loan Against Aditya Birla Sun Life Manufacturing Equity Fund Direct Growth
17.93
Loan Against Aditya Birla Sun Life Manufacturing Equity Fund Direct IDCW
17.93
Loan Against Aditya Birla Sun Life Nifty 50 Index Fund Direct Growth
17.92
Loan Against Aditya Birla Sun Life Nifty 50 Index Fund Direct IDCW
17.92
Loan Against Aditya Birla Sun Life Financial Planning FoF Aggressive Plan Direct Growth
17.7
Loan Against Aditya Birla Sun Life Financial Planning FoF Aggressive Plan Direct IDCW Half Yearly
17.7
Loan Against Aditya Birla Sun Life Equity Advantage Fund Direct IDCW
17.67
Loan Against Aditya Birla Sun Life Equity Advantage Fund Direct Growth
17.67
Loan Against Aditya Birla Sun Life Equity Hybrid '95 Fund Direct IDCW
16.34
Loan Against Aditya Birla Sun Life Equity Hybrid '95 Fund Direct Growth
16.34
Loan Against Aditya Birla Sun Life Asset Allocator FoF Direct IDCW
15.19
Loan Against Aditya Birla Sun Life Asset Allocator FoF Direct Growth
15.19
Loan Against Aditya Birla Sun Life Bal Bhavishya Yojna Direct Growth
14.28
Loan Against Aditya Birla Sun Life Bal Bhavishya Yojna Direct IDCW
14.28
Loan Against Aditya Birla Sun Life Medium Term Direct Plan IDCW
14.24
Loan Against Aditya Birla Sun Life Medium Term Direct Plan IDCW Half Yearly
14.24
Loan Against Aditya Birla Sun Life Balanced Advantage Fund Direct IDCW
14.18
Loan Against Aditya Birla Sun Life Balanced Advantage Fund Direct Growth
14.18
Loan Against Aditya Birla Sun Life Financial Planning FoF Moderate Plan Direct Growth
14
Loan Against Aditya Birla Sun Life Financial Planning FoF Moderate Plan Direct IDCW Quarterly
14
Loan Against Aditya Birla Sun Life Retirement Fund The 30s Plan Direct Growth
13.53
Loan Against Aditya Birla Sun Life Retirement Fund The 30s Plan Direct IDCW
13.53
Loan Against Aditya Birla Sun Life Pharma & Healthcare Fund Direct IDCW
12.97
Loan Against Aditya Birla Sun Life Pharma & Healthcare Fund Direct Growth
12.97
Loan Against Aditya Birla Sun Life Regular Savings Fund Direct Growth
11.83
Loan Against Aditya Birla Sun Life Regular Savings Fund Direct IDCW Monthly
11.83
Loan Against Aditya Birla Sun Life ELSS Tax Relief 96 Direct Growth
11.42
Loan Against Aditya Birla Sun Life ELSS Tax Relief 96 Direct IDCW
11.42
Loan Against Aditya Birla Sun Life Financial Planning FoF Conservative Plan Direct Growth
10.71
Loan Against Aditya Birla Sun Life Financial Planning FoF Conservative Plan Direct IDCW Quarterly
10.71
Loan Against Aditya Birla Sun Life Equity Savings Fund Direct IDCW
10.59
Loan Against Aditya Birla Sun Life Equity Savings Fund Direct Growth
10.59
Loan Against Aditya Birla Sun Life Global Excellence Equity FoF Retail Direct Growth
9.1
Loan Against Aditya Birla Sun Life Global Excellence Equity FoF Retail Direct IDCW
9.1
Loan Against Aditya Birla Sun Life Credit Risk Fund Direct Growth
8.02
Loan Against Aditya Birla Sun Life Banking & PSU Debt Fund Direct (Ex) Growth
7.82
Loan Against Aditya Birla Sun Life Dynamic Bond Retail Fund Direct Growth
6.38
Loan Against Aditya Birla Sun Life Dynamic Bond Retail Fund Direct IDCW
6.38
Loan Against Aditya Birla Sun Life Gold Direct Fund IDCW
5.59
Loan Against Aditya Birla Sun Life Gold Direct Fund Growth
5.59
Loan Against Aditya Birla Sun Life Short Term Direct Fund IDCW
5.58
Loan Against Aditya Birla Sun Life Short Term Direct Fund Growth
5.58
Loan Against Aditya Birla Sun Life Low Duration Fund Direct IDCW Daily
5.56
Loan Against Aditya Birla Sun Life Low Duration Fund Direct Growth
5.56
Loan Against Aditya Birla Sun Life Arbitrage Fund Direct Growth
5.54
Loan Against Aditya Birla Sun Life Arbitrage Fund Direct IDCW
5.54
Loan Against Aditya Birla Sun Life Floating Rate Direct Fund Growth
5.46
Loan Against Aditya Birla Sun Life Floating Rate Direct Fund IDCW Daily
5.46
Loan Against Aditya Birla Sun Life Savings Direct IDCW Daily
5.31
Loan Against Aditya Birla Sun Life Savings Direct Growth
5.31
Loan Against Aditya Birla Sun Life Money Manager Fund Direct IDCW Weekly
5.29
Loan Against Aditya Birla Sun Life Money Manager Fund Direct IDCW Daily
5.29
Loan Against Aditya Birla Sun Life Corporate Bond Fund Direct IDCW Monthly
5.2
Loan Against Aditya Birla Sun Life Credit Risk Fund Direct IDCW
5.2
Loan Against Aditya Birla Sun Life Corporate Bond Fund Direct Growth
5.2
Loan Against Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct IDCW
5.13
Loan Against Aditya Birla Sun Life Active Debt Multi Manager FoF Scheme Direct IDCW Quarterly
5.13
Loan Against Aditya Birla Sun Life Active Debt Multi Manager FoF Scheme Direct Growth
5.13
Loan Against Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth
5.13
Loan Against Aditya Birla Sun Life Liquid Fund Direct IDCW Daily
4.91
Loan Against Aditya Birla Sun Life Liquid Fund Direct IDCW
4.91
Loan Against Aditya Birla Sun Life Overnight Fund Direct IDCW Monthly
4.63
Loan Against Aditya Birla Sun Life Overnight Fund Direct Growth
4.63
Loan Against Aditya Birla Sun Life International Equity Fund Direct Growth
4.37
Loan Against Aditya Birla Sun Life Income Fund Direct IDCW
4.35
Loan Against Aditya Birla Sun Life Income Fund Direct Growth
4.35
Loan Against Aditya Birla Sun Life Government Securities Fund Direct Plan Growth
4.25
Loan Against Aditya Birla Sun Life Government Securities Fund Direct Plan IDCW Quarterly
4.25
Loan Against Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund Direct Growth
3.6%
Loan Against Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund Direct IDCW
3.6%
Loan Against Aditya Birla Sun Life Global Emerging Opportunities Fund Direct IDCW
3.55
Loan Against Aditya Birla Sun Life Global Emerging Opportunities Fund Direct Growth
3.55
Loan Against Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU Apr 2027 Index Fund Direct IDCW
2.2%
Loan Against Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU Apr 2027 Index Fund Direct Growth
2.2%
Loan Against Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU Apr 2025 Index Fund Direct Growth
1.8%
Loan Against Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU Apr 2025 Index Fund Direct IDCW
1.8%